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Get Cheap Car Insurance in Original Thornton, Thornton, CO
We monitor insurance prices, helping the average driver in Original Thornton save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Original Thornton
The chart below shows the cheapest car insurance company in Original Thornton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Original Thornton Insurer | Monthly Cost |
|---|---|
| State Farm | $72 |
| Bristol West | $85 |
| Safeco Insurance | $87 |
| Geico | $89 |
Savings for Every Kind of Original Thornton Driver
Based on our extensive insurance data, we know the average Original Thornton driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $454 per year by choosing the right vehicle insurance company. Some Original Thornton residents are paying out over $2,117 extra every year for auto insurance in Original Thornton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Original Thornton, Thornton, CO Savings / Yr. |
|---|---|
$454 |
|
$809 |
|
$651 |
|
$696 |
|
$2,059 |
|
$545 |
|
$799 |
Original Thornton Car Insurance vs. Thornton
People living in Original Thornton pay an average of 12.01% more than the typical driver in the state. The average driver in Original Thornton can expect to pay about $1,237 per year, or $2,117 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Original Thornton for most people.
Car Insurance Prices by Original Thornton Neighborhood
Insurance Prices
Where is insurance cheapest within Original Thornton?
The map shows insurance prices in and around Original Thornton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $96 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,188 to a low of $2,092. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southeast parts of Original Thornton.Pick the Best Car Insurance Company for You in Original Thornton
The best car insurance provider for most drivers in Original Thornton
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $454 over the average Original Thornton car insurance company.
The best car insurance provider for Original Thornton drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $809 over the competition.
The best car insurance company for Original Thornton drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $651 better than other car insurance companies.
The best auto insurance for Original Thornton drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $696 less each year.
The least expensive car insurance company for new and young drivers in Original Thornton
In Original Thornton, State Farm costs young drivers $2,059 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Original Thornton
State Farm gave the largest car insurance discounts to married couples, averaging $545 saved each year compared to an average Original Thornton couple's premiums.
The cheapest car insurance in Original Thornton for drivers with bad credit
The best Original Thornton car insurance company for customer service
Nationwide was the best company for customer service in Original Thornton according to the NAIC.
Recent price drops
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The cheapest large national provider in Original Thornton
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Original Thornton driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Original Thornton, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Original Thornton
What Influences the Cost of Car Insurance in Original Thornton?
On average, car insurance in Original Thornton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Original Thornton is 33 minutes, which is a little more than average for a driver in the city.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Original Thornton are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Original Thornton is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Original Thornton is $103 per month for minimum coverage and $176 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Village at North Hills: Insurance costs 0.80% more
- Twin Lakes: Insurance costs 2.22% more
- South Central Westminster: Insurance costs 2.36% less
- East Central Westminster: Insurance costs 5.15% less
- South Westminster: Insurance costs 0.28% less
- North Central Westminster: Insurance costs 5.67% less
- North Westminster: Insurance costs 4.68% less
- Elyria Swansea: Insurance costs 6.33% more
- Brandywine: Insurance costs 4.96% less
- Chaffee Park: Insurance costs 2.22% more
Neighborhoods with Similar Populations
- University Park: Insurance costs 47.66% less
- Farm Pond: Insurance costs 27.26% less
- Fox Hills: Insurance costs 11.38% more
- Foxcroft: Insurance costs 37.36% less
- Gardenside-Colony: Insurance costs 0.90% more
- Greenway: Insurance costs 24.00% less
- Mount Lookout: Insurance costs 46.15% less
- North Whisman: Insurance costs 5.81% less
- Southwest Hills: Insurance costs 22.15% less
- Summit Hill: Insurance costs 17.67% less