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Get Cheap Car Insurance in Chaffee Park, Denver, CO
We monitor insurance prices, helping the average driver in Chaffee Park save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Chaffee Park
The chart below shows the cheapest car insurance company in Chaffee Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Chaffee Park Insurer | Monthly Cost |
|---|---|
| State Farm | $74 |
| Bristol West | $87 |
| Safeco Insurance | $89 |
| Geico | $91 |
Savings for Every Kind of Chaffee Park Driver
Based on our extensive insurance data, we know the average Chaffee Park driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $464 per year by choosing the right vehicle insurance company. Some Chaffee Park residents are paying out over $2,164 extra every year for auto insurance in Chaffee Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chaffee Park, Denver, CO Savings / Yr. |
|---|---|
$464 |
|
$827 |
|
$665 |
|
$711 |
|
$2,105 |
|
$558 |
|
$816 |
Chaffee Park Car Insurance vs. Denver
People living in Chaffee Park pay an average of 14.51% more than the typical driver in the state. The average driver in Chaffee Park can expect to pay about $1,264 per year, or $2,164 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Chaffee Park for most people.
Car Insurance Prices by Chaffee Park Neighborhood
Insurance Prices
Where is insurance cheapest within Chaffee Park?
The map shows insurance prices in and around Chaffee Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $166 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,208 to a low of $2,042. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Chaffee Park.Pick the Best Car Insurance Company for You in Chaffee Park
The best car insurance provider for most drivers in Chaffee Park
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $464 over the average Chaffee Park car insurance company.
The best car insurance provider for Chaffee Park drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $827 over the competition.
The best car insurance company for Chaffee Park drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $665 better than other car insurance companies.
The best auto insurance for Chaffee Park drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $711 less each year.
The least expensive car insurance company for new and young drivers in Chaffee Park
In Chaffee Park, State Farm costs young drivers $2,105 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chaffee Park
State Farm gave the largest car insurance discounts to married couples, averaging $558 saved each year compared to an average Chaffee Park couple's premiums.
The cheapest car insurance in Chaffee Park for drivers with bad credit
The best Chaffee Park car insurance company for customer service
Nationwide was the best company for customer service in Chaffee Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Chaffee Park
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Chaffee Park driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chaffee Park, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Chaffee Park
What Influences the Cost of Car Insurance in Chaffee Park?
On average, car insurance in Chaffee Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Chaffee Park is 34 minutes, which is a little more than average for a driver in the city.
- Colorado state insurance regulations may require higher prices.
- An average of 18 to 19 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chaffee Park are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Chaffee Park has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Chaffee Park is $105 per month for minimum coverage and $180 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Northwestern Denver: Insurance costs 0.83% less
- Sunnyside: Insurance costs 1.34% less
- Regis: Insurance costs 6.28% less
- Berkeley: Insurance costs 3.05% less
- Globeville: Insurance costs 1.39% more
- Highland: Insurance costs 2.08% less
- West Highland: Insurance costs 2.50% less
- Twin Lakes: Insurance costs the same
- Jefferson Park: Insurance costs 0.74% more
- Five Points: Insurance costs 0.74% less
Neighborhoods with Similar Populations
- Allwood: Insurance costs 1.16% less
- Rosedale: Insurance costs 3.19% less
- Downtown Huntsville: Insurance costs 25.14% less
- Rockridge: Insurance costs 1.66% more
- North Hill: Insurance costs 47.69% less
- North Central Loma Linda: Insurance costs 0.05% less
- Marina West: Insurance costs 1.29% less
- Malletts Bay: Insurance costs 45.47% less
- Liberia: Insurance costs 57.16% more
- Lee Hall: Insurance costs 40.25% less