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Get Cheap Car Insurance in Southwest Hills, Portland, OR
We monitor insurance prices, helping the average driver in Southwest Hills save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in Southwest Hills
The chart below shows the cheapest car insurance company in Southwest Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| Southwest Hills Insurer | Monthly Cost |
|---|---|
| Metromile | $70 |
| State Farm | $71 |
| Country Financial | $79 |
| Travelers | $82 |
Savings for Every Kind of Southwest Hills Driver
Based on our extensive insurance data, we know the average Southwest Hills driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $524 per year by choosing the right vehicle insurance company. Some Southwest Hills residents are paying out over $1,648 extra every year for auto insurance in Southwest Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southwest Hills, Portland, OR Savings / Yr. |
|---|---|
$524 |
|
$779 |
|
$635 |
|
$714 |
|
$1,894 |
|
$511 |
|
$610 |
Southwest Hills Car Insurance vs. Portland
People living in Southwest Hills pay an average of 9.29% more than the typical driver in the state. The average driver in Southwest Hills can expect to pay about $1,272 per year, or $1,648 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Southwest Hills for most people.
Car Insurance Prices by Southwest Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Southwest Hills?
The map shows insurance prices in and around Southwest Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $285 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,827 to a low of $1,542. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the South parts of Southwest Hills.Pick the Best Car Insurance Company for You in Southwest Hills
The best car insurance provider for most drivers in Southwest Hills
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $524 over the average Southwest Hills car insurance company.
The best car insurance provider for Southwest Hills drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $779 over the competition.
The best car insurance company for Southwest Hills drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $635 better than other car insurance companies.
The best auto insurance for Southwest Hills drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $714 less each year.
The least expensive car insurance company for new and young drivers in Southwest Hills
In Southwest Hills, Country Financial costs young drivers $1,894 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southwest Hills
State Farm gave the largest car insurance discounts to married couples, averaging $511 saved each year compared to an average Southwest Hills couple's premiums.
The cheapest car insurance in Southwest Hills for drivers with bad credit
The best Southwest Hills car insurance company for customer service
Nationwide was the best company for customer service in Southwest Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Southwest Hills
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Southwest Hills driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southwest Hills, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around Southwest Hills
What Influences the Cost of Car Insurance in Southwest Hills?
On average, car insurance in Southwest Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southwest Hills are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Southwest Hills is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Southwest Hills is $106 per month for minimum coverage and $137 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Homestead: Insurance costs 6.55% more
- University District: Insurance costs 10.32% more
- Bridlemile: Insurance costs 1.03% more
- Northwest: Insurance costs 8.19% more
- Corbett-Terwilliger-Lair Hill: Insurance costs 10.25% more
- Hillsdale: Insurance costs 0.49% more
- Hayhurst: Insurance costs 1.40% more
- Pearl District: Insurance costs 13.05% more
- Slabtown: Insurance costs 12.50% more
- Old Town-Chinatown: Insurance costs 3.34% more
Neighborhoods with Similar Populations
- Atlantic: Insurance costs 9.16% more
- Pipers Meadow: Insurance costs 14.38% more
- Original Thornton: Insurance costs 28.46% more
- Old West Durham: Insurance costs 21.66% less
- North Image: Insurance costs 8.37% less
- North Avondale: Insurance costs 16.26% less
- Near North: Insurance costs 27.55% more
- Mountain Creek: Insurance costs 9.16% more
- Mount Lookout: Insurance costs 30.83% less
- Rabbit Creek: Insurance costs 12.86% less