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Get Cheap Car Insurance in Longwood-Winton Grove, Hayward, CA
We monitor insurance prices, helping the average driver in Longwood-Winton Grove save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Longwood-Winton Grove
The chart below shows the cheapest car insurance company in Longwood-Winton Grove for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Longwood-Winton Grove Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| Geico | $64 |
| Progressive | $68 |
| Travelers | $70 |
Savings for Every Kind of Longwood-Winton Grove Driver
Based on our extensive insurance data, we know the average Longwood-Winton Grove driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $717 per year by choosing the right vehicle insurance company. Some Longwood-Winton Grove residents are paying out over $2,241 extra every year for auto insurance in Longwood-Winton Grove. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Longwood-Winton Grove, Hayward, CA Savings / Yr. |
|---|---|
$717 |
|
$1,313 |
|
$1,038 |
|
$1,824 |
|
$936 |
|
$406 |
|
$0 |
Longwood-Winton Grove Car Insurance vs. Hayward
People living in Longwood-Winton Grove pay an average of 11.61% more than the typical driver in the state. The average driver in Longwood-Winton Grove can expect to pay about $1,049 per year, or $2,241 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Longwood-Winton Grove for most people.
Car Insurance Prices by Longwood-Winton Grove Neighborhood
Insurance Prices
Where is insurance cheapest within Longwood-Winton Grove?
The map shows insurance prices in and around Longwood-Winton Grove, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $352 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,425 to a low of $2,073. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Longwood-Winton Grove.Pick the Best Car Insurance Company for You in Longwood-Winton Grove
The best car insurance provider for most drivers in Longwood-Winton Grove
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $717 over the average Longwood-Winton Grove car insurance company.
The best car insurance provider for Longwood-Winton Grove drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,313 over the competition.
The best car insurance company for Longwood-Winton Grove drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,038 better than other car insurance companies.
The best auto insurance for Longwood-Winton Grove drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,824 less each year.
The least expensive car insurance company for new and young drivers in Longwood-Winton Grove
In Longwood-Winton Grove, State Farm costs young drivers $936 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Longwood-Winton Grove
Progressive gave the largest car insurance discounts to married couples, averaging $406 saved each year compared to an average Longwood-Winton Grove couple's premiums.
The cheapest car insurance in Longwood-Winton Grove for drivers with bad credit
The best Longwood-Winton Grove car insurance company for customer service
Nationwide was the best company for customer service in Longwood-Winton Grove according to the NAIC.
Recent price drops
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The cheapest large national provider in Longwood-Winton Grove
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Longwood-Winton Grove driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Longwood-Winton Grove, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Longwood-Winton Grove
What Influences the Cost of Car Insurance in Longwood-Winton Grove?
On average, car insurance in Longwood-Winton Grove is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Longwood-Winton Grove is 43 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Longwood-Winton Grove are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Longwood-Winton Grove is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Longwood-Winton Grove is $87 per month for minimum coverage and $187 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Santa Clara Street: Insurance costs 1.61% less
- Burbank-Hayward: Insurance costs 1.12% more
- Mt Eden: Insurance costs 5.27% less
- North Hayward: Insurance costs 0.27% less
- Jackson Triangle: Insurance costs 0.71% more
- Southgate: Insurance costs 2.10% less
- Mission-Foothill: Insurance costs 1.16% less
- Harder-Tennyson: Insurance costs 1.70% less
- Upper B Street: Insurance costs 0.04% more
- Whitman-Mocine: Insurance costs 5.13% less
Neighborhoods with Similar Populations
- Wright Area: Insurance costs 9.95% less
- Addicks-Park ten: Insurance costs 14.81% less
- Village de L'Est: Insurance costs 79.92% more
- Water Catchment Area: Insurance costs 30.97% more
- West Sugar Creek: Insurance costs 36.32% less
- Grant Hill: Insurance costs 2.10% less
- Govans: Insurance costs 11.38% more
- Glenwood: Insurance costs 13.83% more
- Foxhill: Insurance costs 44.98% less
- Fassnight: Insurance costs 19.28% less