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Get Cheap Car Insurance in South Main, Houston, TX
We monitor insurance prices, helping the average driver in South Main save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in South Main
The chart below shows the cheapest car insurance company in South Main for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| South Main Insurer | Monthly Cost |
|---|---|
| Clearcover | $55 |
| Mile Auto | $72 |
| Progressive | $74 |
| State Farm | $80 |
Savings for Every Kind of South Main Driver
Based on our extensive insurance data, we know the average South Main driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $440 per year by choosing the right vehicle insurance company. Some South Main residents are paying out over $2,137 extra every year for auto insurance in South Main. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Main, Houston, TX Savings / Yr. |
|---|---|
$440 |
|
$1,006 |
|
$887 |
|
$1,016 |
|
$1,546 |
|
$584 |
|
$639 |
South Main Car Insurance vs. Houston
People living in South Main pay an average of 9.34% more than the typical driver in the state. The average driver in South Main can expect to pay about $1,273 per year, or $2,137 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in South Main for most people.
Car Insurance Prices by South Main Neighborhood
Insurance Prices
Where is insurance cheapest within South Main?
The map shows insurance prices in and around South Main, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $451 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,310 to a low of $1,859. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of South Main.Pick the Best Car Insurance Company for You in South Main
The best car insurance provider for most drivers in South Main
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $440 over the average South Main car insurance company.
The best car insurance provider for South Main drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $1,006 over the competition.
The best car insurance company for South Main drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $887 better than other car insurance companies.
The best auto insurance for South Main drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $1,016 less each year.
The least expensive car insurance company for new and young drivers in South Main
In South Main, State Farm costs young drivers $1,546 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Main
State Farm gave the largest car insurance discounts to married couples, averaging $584 saved each year compared to an average South Main couple's premiums.
The cheapest car insurance in South Main for drivers with bad credit
The best South Main car insurance company for customer service
Nationwide was the best company for customer service in South Main according to the NAIC.
Recent price drops
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The cheapest large national provider in South Main
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Main driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Main, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around South Main
What Influences the Cost of Car Insurance in South Main?
On average, car insurance in South Main is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in South Main is 31 minutes, which is a little more than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Main are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- South Main has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Main is $106 per month for minimum coverage and $178 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Willow Meadows-Willowbend Area: Insurance costs 7.96% less
- Medical: Insurance costs 11.18% less
- West University: Insurance costs 15.49% less
- Rice: Insurance costs 16.99% less
- Central Southwest: Insurance costs 0.19% more
- Meyerland: Insurance costs 5.99% less
- Westbury: Insurance costs 2.48% less
- River Oaks: Insurance costs 14.69% less
- Montrose: Insurance costs 15.96% less
- Midtown: Insurance costs 14.46% less
Neighborhoods with Similar Populations
- Sunrise: Insurance costs 4.91% less
- Durfee: Insurance costs 87.83% more
- East Avenue: Insurance costs 7.16% more
- East Elmhurst: Insurance costs 51.15% more
- East Richmond: Insurance costs 3.65% more
- Hamilton Main Street Historic District: Insurance costs 44.92% less
- Harry Floyd Terrace: Insurance costs 2.62% more
- Idlewild South: Insurance costs 30.28% less
- Inglewood-Riverwood: Insurance costs 30.51% less
- Inverness: Insurance costs 25.83% less