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Get Cheap Car Insurance in Central Southwest, Houston, TX
We monitor insurance prices, helping the average driver in Central Southwest save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Central Southwest
The chart below shows the cheapest car insurance company in Central Southwest for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Central Southwest Insurer | Monthly Cost |
|---|---|
| Clearcover | $55 |
| Mile Auto | $72 |
| Progressive | $74 |
| State Farm | $80 |
Savings for Every Kind of Central Southwest Driver
Based on our extensive insurance data, we know the average Central Southwest driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $440 per year by choosing the right vehicle insurance company. Some Central Southwest residents are paying out over $2,141 extra every year for auto insurance in Central Southwest. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Central Southwest, Houston, TX Savings / Yr. |
|---|---|
$440 |
|
$1,008 |
|
$889 |
|
$1,018 |
|
$1,549 |
|
$585 |
|
$640 |
Central Southwest Car Insurance vs. Houston
People living in Central Southwest pay an average of 9.58% more than the typical driver in the state. The average driver in Central Southwest can expect to pay about $1,275 per year, or $2,141 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Central Southwest for most people.
Car Insurance Prices by Central Southwest Neighborhood
Insurance Prices
Where is insurance cheapest within Central Southwest?
The map shows insurance prices in and around Central Southwest, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $584 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,457 to a low of $1,873. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Central Southwest.Pick the Best Car Insurance Company for You in Central Southwest
The best car insurance provider for most drivers in Central Southwest
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $440 over the average Central Southwest car insurance company.
The best car insurance provider for Central Southwest drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $1,008 over the competition.
The best car insurance company for Central Southwest drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $889 better than other car insurance companies.
The best auto insurance for Central Southwest drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $1,018 less each year.
The least expensive car insurance company for new and young drivers in Central Southwest
In Central Southwest, State Farm costs young drivers $1,549 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Central Southwest
State Farm gave the largest car insurance discounts to married couples, averaging $585 saved each year compared to an average Central Southwest couple's premiums.
The cheapest car insurance in Central Southwest for drivers with bad credit
The best Central Southwest car insurance company for customer service
Nationwide was the best company for customer service in Central Southwest according to the NAIC.
Recent price drops
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The cheapest large national provider in Central Southwest
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Central Southwest driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Central Southwest, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Central Southwest
What Influences the Cost of Car Insurance in Central Southwest?
On average, car insurance in Central Southwest is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Central Southwest is 37 minutes, which is far more than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Central Southwest are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Central Southwest is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Central Southwest is $106 per month for minimum coverage and $178 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Westbury: Insurance costs 2.66% less
- Fort Bend Houston: Insurance costs 2.43% less
- Fondren Gardens: Insurance costs 5.60% less
- Willow Meadows-Willowbend Area: Insurance costs 8.13% less
- South Main: Insurance costs 0.19% less
- Meyerland: Insurance costs 6.17% less
- Shadow Creek Ranch: Insurance costs 10.56% less
- Brays Oaks: Insurance costs 0.75% less
- Medical: Insurance costs 11.35% less
- West University: Insurance costs 15.65% less
Neighborhoods with Similar Populations
- Clinton Hill: Insurance costs 48.34% more
- Dunning: Insurance costs 14.71% less
- Downtown Seattle: Insurance costs 21.06% less
- Sycamore: Insurance costs 7.71% less
- Desert View: Insurance costs 10.84% less
- Playa Vista: Insurance costs 13.59% more
- Throgs Neck-Edgewater Park: Insurance costs 47.41% more
- Park: Insurance costs 5.93% more
- Clinton: Insurance costs 47.64% more
- St Charles: Insurance costs 0.75% less