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Get Cheap Car Insurance in Fort Bend Houston, Missouri City, TX
We monitor insurance prices, helping the average driver in Fort Bend Houston save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Fort Bend Houston
The chart below shows the cheapest car insurance company in Fort Bend Houston for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Fort Bend Houston Insurer | Monthly Cost |
|---|---|
| Clearcover | $54 |
| Mile Auto | $71 |
| Progressive | $73 |
| State Farm | $78 |
Savings for Every Kind of Fort Bend Houston Driver
Based on our extensive insurance data, we know the average Fort Bend Houston driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $430 per year by choosing the right vehicle insurance company. Some Fort Bend Houston residents are paying out over $2,089 extra every year for auto insurance in Fort Bend Houston. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fort Bend Houston, Missouri City, TX Savings / Yr. |
|---|---|
$430 |
|
$983 |
|
$867 |
|
$993 |
|
$1,511 |
|
$571 |
|
$624 |
Fort Bend Houston Car Insurance vs. Missouri City
People living in Fort Bend Houston pay an average of 6.89% more than the typical driver in the state. The average driver in Fort Bend Houston can expect to pay about $1,244 per year, or $2,089 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Fort Bend Houston for most people.
Car Insurance Prices by Fort Bend Houston Neighborhood
Insurance Prices
Where is insurance cheapest within Fort Bend Houston?
The map shows insurance prices in and around Fort Bend Houston, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $348 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,223 to a low of $1,875. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Fort Bend Houston.Pick the Best Car Insurance Company for You in Fort Bend Houston
The best car insurance provider for most drivers in Fort Bend Houston
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $430 over the average Fort Bend Houston car insurance company.
The best car insurance provider for Fort Bend Houston drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $983 over the competition.
The best car insurance company for Fort Bend Houston drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $867 better than other car insurance companies.
The best auto insurance for Fort Bend Houston drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $993 less each year.
The least expensive car insurance company for new and young drivers in Fort Bend Houston
In Fort Bend Houston, State Farm costs young drivers $1,511 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fort Bend Houston
State Farm gave the largest car insurance discounts to married couples, averaging $571 saved each year compared to an average Fort Bend Houston couple's premiums.
The cheapest car insurance in Fort Bend Houston for drivers with bad credit
The best Fort Bend Houston car insurance company for customer service
Nationwide was the best company for customer service in Fort Bend Houston according to the NAIC.
Recent price drops
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The cheapest large national provider in Fort Bend Houston
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Fort Bend Houston driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fort Bend Houston, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Fort Bend Houston
What Influences the Cost of Car Insurance in Fort Bend Houston?
On average, car insurance in Fort Bend Houston is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Fort Bend Houston is 41 minutes, which is far more than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fort Bend Houston are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Fort Bend Houston is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Fort Bend Houston is $104 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Fondren Gardens: Insurance costs 3.26% less
- Central Southwest: Insurance costs 2.49% more
- Westbury: Insurance costs 0.24% less
- Brays Oaks: Insurance costs 1.72% more
- Shadow Creek Ranch: Insurance costs 8.33% less
- Meyerland: Insurance costs 3.83% less
- Magnolia Place: Insurance costs 6.32% less
- Willow Meadows-Willowbend Area: Insurance costs 5.84% less
- South Main: Insurance costs 2.30% more
- West University: Insurance costs 13.55% less
Neighborhoods with Similar Populations
- Upper Roseville: Insurance costs 18.81% more
- South Baton Rouge: Insurance costs 60.17% more
- South Phoenix: Insurance costs 3.06% less
- Roseway: Insurance costs 16.18% less
- Southwest Raleigh: Insurance costs 35.95% less
- Haddington-Carroll Park: Insurance costs 11.06% less
- Prospect Hill: Insurance costs 1.77% less
- Golden Glades-The Woods: Insurance costs 21.49% more
- Tierrasanta: Insurance costs 8.86% less
- University: Insurance costs 6.41% more