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Get Cheap Car Insurance in Melrose Park, Fort Lauderdale, FL
We monitor insurance prices, helping the average driver in Melrose Park save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Melrose Park
The chart below shows the cheapest car insurance company in Melrose Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Melrose Park Insurer | Monthly Cost |
|---|---|
| Geico | $166 |
| State Farm | $176 |
| Gainsco | $230 |
| Bristol West | $230 |
Savings for Every Kind of Melrose Park Driver
Based on our extensive insurance data, we know the average Melrose Park driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,018 per year by choosing the right vehicle insurance company. Some Melrose Park residents are paying out over $3,478 extra every year for auto insurance in Melrose Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Melrose Park, Fort Lauderdale, FL Savings / Yr. |
|---|---|
$1,018 |
|
$1,494 |
|
$1,149 |
|
$1,137 |
|
$3,613 |
|
$987 |
|
$1,439 |
Melrose Park Car Insurance vs. Fort Lauderdale
People living in Melrose Park pay an average of 31.64% more than the typical driver in the state. The average driver in Melrose Park can expect to pay about $3,175 per year, or $3,478 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Melrose Park for most people.
Car Insurance Prices by Melrose Park Neighborhood
Insurance Prices
Where is insurance cheapest within Melrose Park?
The map shows insurance prices in and around Melrose Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $175 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,539 to a low of $3,364. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Melrose Park.Pick the Best Car Insurance Company for You in Melrose Park
The best car insurance provider for most drivers in Melrose Park
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $1,018 over the average Melrose Park car insurance company.
The best car insurance provider for Melrose Park drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,494 over the competition.
The best car insurance company for Melrose Park drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,149 better than other car insurance companies.
The best auto insurance for Melrose Park drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,137 less each year.
The least expensive car insurance company for new and young drivers in Melrose Park
In Melrose Park, Geico costs young drivers $3,613 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Melrose Park
Geico gave the largest car insurance discounts to married couples, averaging $987 saved each year compared to an average Melrose Park couple's premiums.
The cheapest car insurance in Melrose Park for drivers with bad credit
The best Melrose Park car insurance company for customer service
Allstate was the best company for customer service in Melrose Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Melrose Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Melrose Park driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Melrose Park, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Melrose Park
What Influences the Cost of Car Insurance in Melrose Park?
On average, car insurance in Melrose Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Melrose Park is 31 minutes, which is about the national average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Melrose Park are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Melrose Park is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Melrose Park is $265 per month for minimum coverage and $290 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Melrose Manors: Insurance costs 1.15% less
- Sunset: Insurance costs 9.06% less
- Broadview Park: Insurance costs 6.27% less
- Riverside Park: Insurance costs 3.36% less
- Durrs Homeowners: Insurance costs 0.66% more
- Dorsey-Riverbend: Insurance costs 2.19% less
- River Oaks: Insurance costs 16.27% less
- Edgewood: Insurance costs 12.51% less
- Tarpon River: Insurance costs 13.66% less
- Lauderdale Manors: Insurance costs 3.54% more
Neighborhoods with Similar Populations
- Adams: Insurance costs 38.56% less
- West River: Insurance costs 26.19% less
- Blue Oaks: Insurance costs 41.75% less
- Brookside Glen: Insurance costs 46.95% less
- Westcott: Insurance costs 30.10% less
- Bayside: Insurance costs 9.92% less
- Bayou Oaks: Insurance costs 20.13% less
- Brunswick: Insurance costs 55.35% less
- Ventura: Insurance costs 14.43% less
- Barron Park: Insurance costs 43.19% less