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Get Cheap Car Insurance in Dorsey-Riverbend, Fort Lauderdale, FL

We monitor insurance prices, helping the average driver in Dorsey-Riverbend save up to 34.6% on car insurance.

 

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The Cheapest Minimum Coverage in Dorsey-Riverbend

The chart below shows the cheapest car insurance company in Dorsey-Riverbend for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.

 
Dorsey-Riverbend Insurer Monthly Cost
Geico $162
State Farm $172
Gainsco $225
Bristol West $225

Savings for Every Kind of Dorsey-Riverbend Driver

The table shows how much the average auto insurance customer in Dorsey-Riverbend might save by following our recommendations.

Based on our extensive insurance data, we know the average Dorsey-Riverbend driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $995 per year by choosing the right vehicle insurance company. Some Dorsey-Riverbend residents are paying out over $3,402 extra every year for auto insurance in Dorsey-Riverbend. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Dorsey-Riverbend, Fort Lauderdale, FL Savings / Yr.
Drivers with good records
$995
Drivers with accidents
$1,462
Drivers with speeding tickets
$1,124
Drivers with a DUI conviction
$1,113
Young drivers
$3,535
Married drivers
$966
Drivers with bad credit
$1,408

Dorsey-Riverbend Car Insurance vs. Fort Lauderdale

People living in Dorsey-Riverbend pay an average of 28.78% more than the typical driver in the state. The average driver in Dorsey-Riverbend can expect to pay about $3,106 per year, or $3,402 for full coverage.

Based on our analysis, Geico will be the cheapest provider in Dorsey-Riverbend for most people.

Car Insurance Prices by Dorsey-Riverbend Neighborhood

Dorsey-Riverbend, Fort Lauderdale, FL map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Dorsey-Riverbend?

The map shows insurance prices in and around Dorsey-Riverbend, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $601 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,673 to a low of $3,072. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Dorsey-Riverbend.

Pick the Best Car Insurance Company for You in Dorsey-Riverbend

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Dorsey-Riverbend insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Dorsey-Riverbend

For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $995 over the average Dorsey-Riverbend car insurance company.

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We use the average good driver, paying $201 per month, as our baseline for pricing in Dorsey-Riverbend. State Farm, Geico, and Travelers are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Dorsey-Riverbend drivers with accidents on their records

In Dorsey-Riverbend getting into an accident will raise premiums an average 28% for a yearly cost of $4,724. That's $1,321 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Geico, and Travelers are good choices for drivers with accidents.

In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,462 over the competition.

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The best car insurance company for Dorsey-Riverbend drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $1,124 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Dorsey-Riverbend, tickets raise premiums on new quotes about $948. If you have a speeding ticket, we recommend State Farm, Geico, and Gainsco for savings that beat the average insurance cost of $4,350 per year.

The best auto insurance for Dorsey-Riverbend drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $4,644 per year in auto insurance premiums, which was $1,241 more than a driver with no major issues. State Farm, Geico, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Geico may cost the average person with a DUI about $1,113 less each year.

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The least expensive car insurance company for new and young drivers in Dorsey-Riverbend

In Dorsey-Riverbend, Geico costs young drivers $3,535 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 67% more for insurance than more mature drivers in Dorsey-Riverbend. With an average cost of $10,210 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Travelers try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Dorsey-Riverbend

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $240. State Farm, Geico, and Progressive provided the largest discounts to couples living in Dorsey-Riverbend.

Geico gave the largest car insurance discounts to married couples, averaging $966 saved each year compared to an average Dorsey-Riverbend couple's premiums.

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The cheapest car insurance in Dorsey-Riverbend for drivers with bad credit

People with poor credit saved an average of $1,408 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,627 every year. Premiums for people with poor credit were about $5,029 in Dorsey-Riverbend. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Geico, and Gainsco.

The best Dorsey-Riverbend car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Dorsey-Riverbend, the National Association of Insurance Commissioners (NAIC) ranks Allstate as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Dorsey-Riverbend.

Allstate was the best company for customer service in Dorsey-Riverbend according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Dorsey-Riverbend, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Dorsey-Riverbend. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Dorsey-Riverbend

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 89% of Dorsey-Riverbend residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Dorsey-Riverbend driver can expect to pay about $156 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Dorsey-Riverbend, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.
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Auto Insurance Prices in and Around Dorsey-Riverbend

What Influences the Cost of Car Insurance in Dorsey-Riverbend?

On average, car insurance in Dorsey-Riverbend is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Dorsey-Riverbend is 32 minutes, which is about the national average for a driver in the city.
  • Florida state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Dorsey-Riverbend are among the lowest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
  • Dorsey-Riverbend is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Dorsey-Riverbend is $259 per month for minimum coverage and $284 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Dorsey-Riverbend driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Dorsey-Riverbend with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.