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Get Cheap Car Insurance in Central East Austin, Austin, TX
We monitor insurance prices, helping the average driver in Central East Austin save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Central East Austin
The chart below shows the cheapest car insurance company in Central East Austin for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Central East Austin Insurer | Monthly Cost |
|---|---|
| Clearcover | $46 |
| Mile Auto | $60 |
| Progressive | $61 |
| State Farm | $66 |
Savings for Every Kind of Central East Austin Driver
Based on our extensive insurance data, we know the average Central East Austin driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $364 per year by choosing the right vehicle insurance company. Some Central East Austin residents are paying out over $1,769 extra every year for auto insurance in Central East Austin. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Central East Austin, Austin, TX Savings / Yr. |
|---|---|
$364 |
|
$833 |
|
$734 |
|
$841 |
|
$1,280 |
|
$484 |
|
$529 |
Central East Austin Car Insurance vs. Austin
People living in Central East Austin pay an average of 9.44% less than the typical driver in the state. The average driver in Central East Austin can expect to pay about $1,054 per year, or $1,769 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Central East Austin for most people.
Car Insurance Prices by Central East Austin Neighborhood
Insurance Prices
Where is insurance cheapest within Central East Austin?
The map shows insurance prices in and around Central East Austin, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $173 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,849 to a low of $1,676. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Central East Austin.Pick the Best Car Insurance Company for You in Central East Austin
The best car insurance provider for most drivers in Central East Austin
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $364 over the average Central East Austin car insurance company.
The best car insurance provider for Central East Austin drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $833 over the competition.
The best car insurance company for Central East Austin drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $734 better than other car insurance companies.
The best auto insurance for Central East Austin drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $841 less each year.
The least expensive car insurance company for new and young drivers in Central East Austin
In Central East Austin, State Farm costs young drivers $1,280 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Central East Austin
State Farm gave the largest car insurance discounts to married couples, averaging $484 saved each year compared to an average Central East Austin couple's premiums.
The cheapest car insurance in Central East Austin for drivers with bad credit
The best Central East Austin car insurance company for customer service
Nationwide was the best company for customer service in Central East Austin according to the NAIC.
Recent price drops
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The cheapest large national provider in Central East Austin
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Central East Austin driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Central East Austin, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Central East Austin
What Influences the Cost of Car Insurance in Central East Austin?
On average, car insurance in Central East Austin is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Central East Austin is 23 minutes, which is far less than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Central East Austin are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Central East Austin has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Central East Austin is $88 per month for minimum coverage and $147 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- East Cesar Chavez: Insurance costs 7.18% more
- Holly: Insurance costs 6.44% more
- Rosewood: Insurance costs 6.95% more
- Downtown Austin: Insurance costs 2.32% more
- Govalle: Insurance costs 9.21% more
- University Of Texas: Insurance costs 6.27% less
- Upper Boggy Creek: Insurance costs 0.40% less
- West University Austin: Insurance costs 2.83% less
- Hancock: Insurance costs 3.39% less
- South River City: Insurance costs 0.40% more
Neighborhoods with Similar Populations
- Webster: Insurance costs 45.11% less
- Ralston Valley: Insurance costs 12.10% more
- Golden Gate: Insurance costs 32.11% more
- Cedar Knolls: Insurance costs 58.56% more
- Village 9: Insurance costs 23.97% more
- Carver City-Lincoln Gardens: Insurance costs 60.26% more
- Captain John Mullan: Insurance costs 14.81% less
- Canton: Insurance costs 10.23% more
- Camp Curtin: Insurance costs 8.42% less
- Freestate-North Highlands: Insurance costs 69.30% more