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Get Cheap Car Insurance in University Of Texas, Austin, TX
We monitor insurance prices, helping the average driver in University Of Texas save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in University Of Texas
The chart below shows the cheapest car insurance company in University Of Texas for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| University Of Texas Insurer | Monthly Cost |
|---|---|
| Clearcover | $43 |
| Mile Auto | $56 |
| Progressive | $58 |
| State Farm | $62 |
Savings for Every Kind of University Of Texas Driver
Based on our extensive insurance data, we know the average University Of Texas driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $341 per year by choosing the right vehicle insurance company. Some University Of Texas residents are paying out over $1,658 extra every year for auto insurance in University Of Texas. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
University Of Texas, Austin, TX Savings / Yr. |
|---|---|
$341 |
|
$781 |
|
$688 |
|
$788 |
|
$1,200 |
|
$453 |
|
$495 |
University Of Texas Car Insurance vs. Austin
People living in University Of Texas pay an average of 15.16% less than the typical driver in the state. The average driver in University Of Texas can expect to pay about $988 per year, or $1,658 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in University Of Texas for most people.
Car Insurance Prices by University Of Texas Neighborhood
Insurance Prices
Where is insurance cheapest within University Of Texas?
The map shows insurance prices in and around University Of Texas, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $211 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,832 to a low of $1,621. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of University Of Texas.Pick the Best Car Insurance Company for You in University Of Texas
The best car insurance provider for most drivers in University Of Texas
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $341 over the average University Of Texas car insurance company.
The best car insurance provider for University Of Texas drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $781 over the competition.
The best car insurance company for University Of Texas drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $688 better than other car insurance companies.
The best auto insurance for University Of Texas drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $788 less each year.
The least expensive car insurance company for new and young drivers in University Of Texas
In University Of Texas, State Farm costs young drivers $1,200 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in University Of Texas
State Farm gave the largest car insurance discounts to married couples, averaging $453 saved each year compared to an average University Of Texas couple's premiums.
The cheapest car insurance in University Of Texas for drivers with bad credit
The best University Of Texas car insurance company for customer service
Nationwide was the best company for customer service in University Of Texas according to the NAIC.
Recent price drops
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The cheapest large national provider in University Of Texas
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average University Of Texas driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In University Of Texas, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around University Of Texas
What Influences the Cost of Car Insurance in University Of Texas?
On average, car insurance in University Of Texas is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in University Of Texas is 19 minutes, which is far less than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in University Of Texas are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- University Of Texas is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in University Of Texas is $82 per month for minimum coverage and $138 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- West University Austin: Insurance costs 3.68% more
- North University: Insurance costs 4.70% more
- Hancock: Insurance costs 3.08% more
- Windsor Road: Insurance costs 6.03% more
- Downtown Austin: Insurance costs 9.17% more
- Upper Boggy Creek: Insurance costs 6.27% more
- Clarksville: Insurance costs 6.45% more
- Central East Austin: Insurance costs 6.69% more
- Hyde Park: Insurance costs 3.98% more
- East Cesar Chavez: Insurance costs 14.35% more
Neighborhoods with Similar Populations
- Belgravia Terrace: Insurance costs 5.61% more
- Brighton: Insurance costs 10.07% more
- Calumet Heights: Insurance costs 24.37% more
- Cuyler: Insurance costs 5.49% more
- DMV: Insurance costs 41.01% more
- Saddle Rock Golf Club: Insurance costs 22.92% more
- Midtown: Insurance costs 2.17% more
- Natomas Park: Insurance costs 34.62% more
- Newton Corner: Insurance costs 0.18% less
- North Rose Hill: Insurance costs 1.45% less