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Get Cheap Car Insurance in East Boston, Boston, MA
We monitor insurance prices, helping the average driver in East Boston save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in East Boston
The chart below shows the cheapest car insurance company in East Boston for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| East Boston Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $55 |
| Geico | $60 |
| Midvale Home & Auto | $70 |
| Travelers | $88 |
Savings for Every Kind of East Boston Driver
Based on our extensive insurance data, we know the average East Boston driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $756 per year by choosing the right vehicle insurance company. Some East Boston residents are paying out over $2,211 extra every year for auto insurance in East Boston. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
East Boston, Boston, MA Savings / Yr. |
|---|---|
$756 |
|
$1,124 |
|
$935 |
|
$1,241 |
|
$2,737 |
|
$0 |
|
$0 |
East Boston Car Insurance vs. Boston
People living in East Boston pay an average of 42.34% more than the typical driver in the state. The average driver in East Boston can expect to pay about $949 per year, or $2,211 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in East Boston for most people.
Car Insurance Prices by East Boston Neighborhood
Insurance Prices
Where is insurance cheapest within East Boston?
The map shows insurance prices in and around East Boston, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $399 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,348 to a low of $1,949. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southeast parts of East Boston.Pick the Best Car Insurance Company for You in East Boston
The best car insurance provider for most drivers in East Boston
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $756 over the average East Boston car insurance company.
The best car insurance provider for East Boston drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $1,124 over the competition.
The best car insurance company for East Boston drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $935 better than other car insurance companies.
The best auto insurance for East Boston drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,241 less each year.
The least expensive car insurance company for new and young drivers in East Boston
In East Boston, State Farm costs young drivers $2,737 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in East Boston
The cheapest car insurance in East Boston for drivers with bad credit
The best East Boston car insurance company for customer service
Nationwide was the best company for customer service in East Boston according to the NAIC.
Recent price drops
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The cheapest large national provider in East Boston
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average East Boston driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Boston, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around East Boston
What Influences the Cost of Car Insurance in East Boston?
On average, car insurance in East Boston is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in East Boston is 39 minutes, which is far more than average for a driver in the city.
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 7 to 8 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- East Boston is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in East Boston is $79 per month for minimum coverage and $184 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Day Square: Insurance costs 2.31% more
- Gove Street: Insurance costs 0.95% more
- Waterfront: Insurance costs 9.36% less
- Dock Square: Insurance costs 15.47% less
- Prattville: Insurance costs 0.50% less
- Downtown Crossing: Insurance costs 15.20% less
- Central: Insurance costs 13.84% less
- East Cambridge: Insurance costs 11.90% less
- East Somerville: Insurance costs 5.61% less
- South Boston: Insurance costs 12.21% less
Neighborhoods with Similar Populations
- Westgate: Insurance costs 11.17% more
- South Beach: Insurance costs 36.91% more
- Sommerset West-Elmonica North: Insurance costs 25.46% less
- Powellhurst-Gilbert: Insurance costs 12.62% less
- Parkside: Insurance costs 2.35% more
- North Laurel: Insurance costs 8.96% less
- Landmark-Van Dom: Insurance costs 37.68% less
- Kyle Canyon: Insurance costs 8.28% more
- Highline: Insurance costs 20.85% less
- Highland Hills: Insurance costs 11.94% less