Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Cartwright, Phoenix, AZ
We monitor insurance prices, helping the average driver in Cartwright save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Cartwright
The chart below shows the cheapest car insurance company in Cartwright for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Cartwright Insurer | Monthly Cost |
|---|---|
| Metromile | $70 |
| State Farm | $71 |
| Mile Auto | $90 |
| MetLife | $90 |
Savings for Every Kind of Cartwright Driver
Based on our extensive insurance data, we know the average Cartwright driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $799 per year by choosing the right vehicle insurance company. Some Cartwright residents are paying out over $2,068 extra every year for auto insurance in Cartwright. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cartwright, Phoenix, AZ Savings / Yr. |
|---|---|
$799 |
|
$710 |
|
$432 |
|
$726 |
|
$2,304 |
|
$407 |
|
$1,143 |
Cartwright Car Insurance vs. Phoenix
People living in Cartwright pay an average of 14.03% more than the typical driver in the state. The average driver in Cartwright can expect to pay about $1,090 per year, or $2,068 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Cartwright for most people.
Car Insurance Prices by Cartwright Neighborhood
Insurance Prices
Where is insurance cheapest within Cartwright?
The map shows insurance prices in and around Cartwright, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $217 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,158 to a low of $1,941. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Cartwright.Pick the Best Car Insurance Company for You in Cartwright
The best car insurance provider for most drivers in Cartwright
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $799 over the average Cartwright car insurance company.
The best car insurance provider for Cartwright drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $710 over the competition.
The best car insurance company for Cartwright drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $432 better than other car insurance companies.
The best auto insurance for Cartwright drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $726 less each year.
The least expensive car insurance company for new and young drivers in Cartwright
In Cartwright, Geico costs young drivers $2,304 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cartwright
State Farm gave the largest car insurance discounts to married couples, averaging $407 saved each year compared to an average Cartwright couple's premiums.
The cheapest car insurance in Cartwright for drivers with bad credit
The best Cartwright car insurance company for customer service
Nationwide was the best company for customer service in Cartwright according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Cartwright, which was better than other insurers.
The cheapest large national provider in Cartwright
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Cartwright driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cartwright, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Cartwright
What Influences the Cost of Car Insurance in Cartwright?
On average, car insurance in Cartwright is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Cartwright is 38 minutes, which is far more than average for a driver in the city.
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cartwright are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Cartwright is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cartwright is $91 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Maryvale: Insurance costs 0.77% less
- Ironwood Terrace: Insurance costs 1.60% less
- Estrella: Insurance costs 2.95% less
- West Phoenix: Insurance costs 4.11% less
- Downtown Glendale: Insurance costs 0.19% less
- Alahambra: Insurance costs 0.58% less
- Windsor Square: Insurance costs 3.72% less
- Estrella-Tolleson: Insurance costs 3.00% less
- Encanto: Insurance costs 4.59% less
- Central Phoenix: Insurance costs 2.95% less
Neighborhoods with Similar Populations
- Alameda: Insurance costs 18.28% less
- Presidio Heights: Insurance costs 8.90% more
- Naples-Marina Area: Insurance costs 4.26% more
- Scarsdale: Insurance costs 22.53% less
- Sun City: Insurance costs 19.78% less
- Englewood: Insurance costs 32.93% more
- Ellerbee Woods: Insurance costs 29.79% more
- Thomasville: Insurance costs 6.43% more
- Cherry Avenue: Insurance costs 10.06% less
- Central Terry: Insurance costs 21.13% less