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Get Cheap Car Insurance in Port Gardner, Everett, WA
We monitor insurance prices, helping the average driver in Port Gardner save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Port Gardner
The chart below shows the cheapest car insurance company in Port Gardner for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Port Gardner Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| State Farm | $62 |
| Progressive | $68 |
| Geico | $74 |
Savings for Every Kind of Port Gardner Driver
Based on our extensive insurance data, we know the average Port Gardner driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $468 per year by choosing the right vehicle insurance company. Some Port Gardner residents are paying out over $1,600 extra every year for auto insurance in Port Gardner. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Port Gardner, Everett, WA Savings / Yr. |
|---|---|
$468 |
|
$828 |
|
$596 |
|
$451 |
|
$1,713 |
|
$324 |
|
$555 |
Port Gardner Car Insurance vs. Everett
People living in Port Gardner pay an average of 13.98% more than the typical driver in the state. The average driver in Port Gardner can expect to pay about $962 per year, or $1,600 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Port Gardner for most people.
Car Insurance Prices by Port Gardner Neighborhood
Insurance Prices
Where is insurance cheapest within Port Gardner?
The map shows insurance prices in and around Port Gardner, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $224 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,730 to a low of $1,506. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southwest parts of Port Gardner.Pick the Best Car Insurance Company for You in Port Gardner
The best car insurance provider for most drivers in Port Gardner
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $468 over the average Port Gardner car insurance company.
The best car insurance provider for Port Gardner drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $828 over the competition.
The best car insurance company for Port Gardner drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $596 better than other car insurance companies.
The best auto insurance for Port Gardner drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $451 less each year.
The least expensive car insurance company for new and young drivers in Port Gardner
In Port Gardner, State Farm costs young drivers $1,713 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Port Gardner
State Farm gave the largest car insurance discounts to married couples, averaging $324 saved each year compared to an average Port Gardner couple's premiums.
The cheapest car insurance in Port Gardner for drivers with bad credit
The best Port Gardner car insurance company for customer service
Nationwide was the best company for customer service in Port Gardner according to the NAIC.
Recent price drops
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The cheapest large national provider in Port Gardner
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Port Gardner driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Port Gardner, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Port Gardner
What Influences the Cost of Car Insurance in Port Gardner?
On average, car insurance in Port Gardner is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Port Gardner is 37 minutes, which is a little more than average for a driver in the city.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Port Gardner are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Port Gardner is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Port Gardner is $80 per month for minimum coverage and $133 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Bayside: Insurance costs 1.31% less
- Riverside-Everett: Insurance costs 1.50% less
- South Forest Park: Insurance costs 2.00% more
- Glacier View: Insurance costs 2.88% less
- Northwest Everett: Insurance costs 0.44% more
- View Ridge-Madison: Insurance costs 0.63% less
- Delta: Insurance costs 4.31% more
- Harborview-Seahurst-Glenhaven: Insurance costs 5.75% less
- Evergreen: Insurance costs 3.50% more
- Boulevard Bluffs: Insurance costs 2.13% less
Neighborhoods with Similar Populations
- King: Insurance costs 94.06% more
- Wessex Square: Insurance costs 19.00% less
- Turner: Insurance costs 2.63% more
- Thomasville: Insurance costs 37.56% more
- State College Area: Insurance costs 31.31% more
- Sorrento Valley: Insurance costs 18.75% more
- Song: Insurance costs 20.75% more
- Ruby Hill: Insurance costs 42.94% more
- Riviera: Insurance costs 91.06% more
- Northland Lyceum: Insurance costs 56.69% more