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Get Cheap Car Insurance in Stone Oak, San Antonio, TX
We monitor insurance prices, helping the average driver in Stone Oak save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Stone Oak
The chart below shows the cheapest car insurance company in Stone Oak for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Stone Oak Insurer | Monthly Cost |
|---|---|
| Clearcover | $46 |
| Mile Auto | $60 |
| Progressive | $62 |
| State Farm | $66 |
Savings for Every Kind of Stone Oak Driver
Based on our extensive insurance data, we know the average Stone Oak driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $365 per year by choosing the right vehicle insurance company. Some Stone Oak residents are paying out over $1,773 extra every year for auto insurance in Stone Oak. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Stone Oak, San Antonio, TX Savings / Yr. |
|---|---|
$365 |
|
$835 |
|
$736 |
|
$843 |
|
$1,283 |
|
$485 |
|
$530 |
Stone Oak Car Insurance vs. San Antonio
People living in Stone Oak pay an average of 9.25% less than the typical driver in the state. The average driver in Stone Oak can expect to pay about $1,056 per year, or $1,773 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Stone Oak for most people.
Car Insurance Prices by Stone Oak Neighborhood
Insurance Prices
Where is insurance cheapest within Stone Oak?
The map shows insurance prices in and around Stone Oak, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $141 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,877 to a low of $1,736. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Stone Oak.Pick the Best Car Insurance Company for You in Stone Oak
The best car insurance provider for most drivers in Stone Oak
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $365 over the average Stone Oak car insurance company.
The best car insurance provider for Stone Oak drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $835 over the competition.
The best car insurance company for Stone Oak drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $736 better than other car insurance companies.
The best auto insurance for Stone Oak drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $843 less each year.
The least expensive car insurance company for new and young drivers in Stone Oak
In Stone Oak, State Farm costs young drivers $1,283 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Stone Oak
State Farm gave the largest car insurance discounts to married couples, averaging $485 saved each year compared to an average Stone Oak couple's premiums.
The cheapest car insurance in Stone Oak for drivers with bad credit
The best Stone Oak car insurance company for customer service
Recent price drops
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The cheapest large national provider in Stone Oak
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Stone Oak driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Stone Oak, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Stone Oak
What Influences the Cost of Car Insurance in Stone Oak?
On average, car insurance in Stone Oak is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Stone Oak are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Stone Oak has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Stone Oak is $88 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Sonterra-Stone Oak: Insurance costs 3.05% less
- Encino Park: Insurance costs 2.76% less
- Oak Haven Heights: Insurance costs 6.09% less
- Mission Ridge: Insurance costs 3.95% less
- Timberwood Park: Insurance costs 1.41% less
- Thousand Oaks: Insurance costs 2.65% less
- North Central Thousand Oaks: Insurance costs 2.31% less
- Churchill Estates: Insurance costs 1.30% more
- Vista del Norte: Insurance costs 1.07% more
- North Central Heritage: Insurance costs 0.39% less
Neighborhoods with Similar Populations
- Mid City South: Insurance costs 86.69% more
- South Land Park: Insurance costs 21.21% more
- Roland Park-Homewood-Guilford: Insurance costs 11.96% more
- Pleasure Ridge Park: Insurance costs 26.28% more
- Pinnacle Peak: Insurance costs 7.11% more
- Pacific Heights: Insurance costs 28.54% more
- Original Town: Insurance costs 6.49% more
- Oleander Sunset: Insurance costs 25.83% more
- Northwest Yonkers: Insurance costs 62.94% more
- North Collinwood: Insurance costs 24.93% less