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Get Cheap Car Insurance in Northwest Yonkers, Yonkers, NY
We monitor insurance prices, helping the average driver in Northwest Yonkers save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Northwest Yonkers
The chart below shows the cheapest car insurance company in Northwest Yonkers for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Northwest Yonkers Insurer | Monthly Cost |
|---|---|
| Kemper | $106 |
| Plymouth Rock Assurance | $142 |
| Safeco Insurance | $152 |
| Geico | $159 |
Savings for Every Kind of Northwest Yonkers Driver
Based on our extensive insurance data, we know the average Northwest Yonkers driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $861 per year by choosing the right vehicle insurance company. Some Northwest Yonkers residents are paying out over $2,889 extra every year for auto insurance in Northwest Yonkers. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Northwest Yonkers, Yonkers, NY Savings / Yr. |
|---|---|
$861 |
|
$549 |
|
$1,097 |
|
$1,110 |
|
$2,720 |
|
$910 |
|
$1,450 |
Northwest Yonkers Car Insurance vs. Yonkers
People living in Northwest Yonkers pay an average of 19.15% more than the typical driver in the state. The average driver in Northwest Yonkers can expect to pay about $2,096 per year, or $2,889 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Northwest Yonkers for most people.
Car Insurance Prices by Northwest Yonkers Neighborhood
Insurance Prices
Where is insurance cheapest within Northwest Yonkers?
The map shows insurance prices in and around Northwest Yonkers, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $785 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,260 to a low of $2,475. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Northwest Yonkers.Pick the Best Car Insurance Company for You in Northwest Yonkers
The best car insurance provider for most drivers in Northwest Yonkers
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $861 over the average Northwest Yonkers car insurance company.
The best car insurance provider for Northwest Yonkers drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $549 over the competition.
The best car insurance company for Northwest Yonkers drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,097 better than other car insurance companies.
The best auto insurance for Northwest Yonkers drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,110 less each year.
The least expensive car insurance company for new and young drivers in Northwest Yonkers
In Northwest Yonkers, Progressive costs young drivers $2,720 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Northwest Yonkers
Progressive gave the largest car insurance discounts to married couples, averaging $910 saved each year compared to an average Northwest Yonkers couple's premiums.
The cheapest car insurance in Northwest Yonkers for drivers with bad credit
The best Northwest Yonkers car insurance company for customer service
Nationwide was the best company for customer service in Northwest Yonkers according to the NAIC.
Recent price drops
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The cheapest large national provider in Northwest Yonkers
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Northwest Yonkers driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Northwest Yonkers, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Northwest Yonkers
What Influences the Cost of Car Insurance in Northwest Yonkers?
On average, car insurance in Northwest Yonkers is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Northwest Yonkers is 40 minutes, which is about the national average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Northwest Yonkers are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Northwest Yonkers is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Northwest Yonkers is $175 per month for minimum coverage and $241 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Bryn Mawr: Insurance costs 8.48% less
- Getty Square: Insurance costs 14.92% more
- Nodine Hill: Insurance costs 13.74% more
- Cedar Knolls: Insurance costs 2.91% less
- Downtown Yonkers: Insurance costs 11.84% more
- Lawrence Park: Insurance costs 4.67% less
- Colonial Heights: Insurance costs 0.73% less
- Lincoln Park: Insurance costs 4.40% less
- Park Hills: Insurance costs 15.23% more
- Ludlow: Insurance costs 17.51% more
Neighborhoods with Similar Populations
- Adams Morgan: Insurance costs 20.77% less
- Windy Hill: Insurance costs 4.67% less
- Whitmer-Trilby: Insurance costs 61.16% less
- West of Twin Peaks: Insurance costs 24.26% less
- West End: Insurance costs 1.38% less
- West and East Lealman: Insurance costs 3.15% less
- Upper Northwood: Insurance costs 15.65% less
- Temple Park: Insurance costs 2.77% more
- Sunset Hill: Insurance costs 43.93% less
- Southwest Carrollton: Insurance costs 33.40% less