Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Windy Hill, Jacksonville, FL
We monitor insurance prices, helping the average driver in Windy Hill save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Windy Hill
The chart below shows the cheapest car insurance company in Windy Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Windy Hill Insurer | Monthly Cost |
|---|---|
| Geico | $131 |
| State Farm | $139 |
| Gainsco | $182 |
| Bristol West | $182 |
Savings for Every Kind of Windy Hill Driver
Based on our extensive insurance data, we know the average Windy Hill driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $806 per year by choosing the right vehicle insurance company. Some Windy Hill residents are paying out over $2,754 extra every year for auto insurance in Windy Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Windy Hill, Jacksonville, FL Savings / Yr. |
|---|---|
$806 |
|
$1,183 |
|
$910 |
|
$901 |
|
$2,862 |
|
$782 |
|
$1,139 |
Windy Hill Car Insurance vs. Jacksonville
People living in Windy Hill pay an average of 4.24% more than the typical driver in the state. The average driver in Windy Hill can expect to pay about $2,514 per year, or $2,754 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Windy Hill for most people.
Car Insurance Prices by Windy Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Windy Hill?
The map shows insurance prices in and around Windy Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $520 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,934 to a low of $2,414. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Windy Hill.Pick the Best Car Insurance Company for You in Windy Hill
The best car insurance provider for most drivers in Windy Hill
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $806 over the average Windy Hill car insurance company.
The best car insurance provider for Windy Hill drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,183 over the competition.
The best car insurance company for Windy Hill drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $910 better than other car insurance companies.
The best auto insurance for Windy Hill drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $901 less each year.
The least expensive car insurance company for new and young drivers in Windy Hill
In Windy Hill, Geico costs young drivers $2,862 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Windy Hill
Geico gave the largest car insurance discounts to married couples, averaging $782 saved each year compared to an average Windy Hill couple's premiums.
The cheapest car insurance in Windy Hill for drivers with bad credit
The best Windy Hill car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Windy Hill, which was better than other insurers.
The cheapest large national provider in Windy Hill
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Windy Hill driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Windy Hill, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Windy Hill
What Influences the Cost of Car Insurance in Windy Hill?
On average, car insurance in Windy Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Windy Hill are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Windy Hill is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Windy Hill is $210 per month for minimum coverage and $230 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Secret Cove: Insurance costs 11.62% less
- Tiger Hole-Secret Woods: Insurance costs 10.35% less
- Sans Pareil: Insurance costs 13.25% less
- Southsuide Estates: Insurance costs 6.68% less
- Baymeadows: Insurance costs 10.97% less
- Deerwood: Insurance costs 12.96% less
- Holiday Hill: Insurance costs 4.47% less
- Sans Souci: Insurance costs 6.68% less
- Sandalwood: Insurance costs 5.85% less
- Glynlea-Grove Park: Insurance costs 9.80% less
Neighborhoods with Similar Populations
- Grogan's Mill: Insurance costs 35.80% less
- Langley Park: Insurance costs 15.61% less
- Joaquin: Insurance costs 47.68% less
- Heron Walk: Insurance costs 42.45% less
- Heritage: Insurance costs 28.36% less
- Harrowgate: Insurance costs 34.68% less
- Haight-Ashbury: Insurance costs 15.87% less
- Grove Park: Insurance costs 14.45% less
- Group 14621: Insurance costs 3.20% more
- Playa del Ray: Insurance costs 16.01% less