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Get Cheap Car Insurance in Russian Hill, San Francisco, CA
We monitor insurance prices, helping the average driver in Russian Hill save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Russian Hill
The chart below shows the cheapest car insurance company in Russian Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Russian Hill Insurer | Monthly Cost |
|---|---|
| Metromile | $59 |
| Geico | $66 |
| Progressive | $71 |
| Travelers | $73 |
Savings for Every Kind of Russian Hill Driver
Based on our extensive insurance data, we know the average Russian Hill driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $750 per year by choosing the right vehicle insurance company. Some Russian Hill residents are paying out over $2,346 extra every year for auto insurance in Russian Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Russian Hill, San Francisco, CA Savings / Yr. |
|---|---|
$750 |
|
$1,374 |
|
$1,087 |
|
$1,909 |
|
$980 |
|
$425 |
|
$0 |
Russian Hill Car Insurance vs. San Francisco
People living in Russian Hill pay an average of 16.85% more than the typical driver in the state. The average driver in Russian Hill can expect to pay about $1,098 per year, or $2,346 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Russian Hill for most people.
Car Insurance Prices by Russian Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Russian Hill?
The map shows insurance prices in and around Russian Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $290 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,466 to a low of $2,176. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Russian Hill.Pick the Best Car Insurance Company for You in Russian Hill
The best car insurance provider for most drivers in Russian Hill
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $750 over the average Russian Hill car insurance company.
The best car insurance provider for Russian Hill drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,374 over the competition.
The best car insurance company for Russian Hill drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,087 better than other car insurance companies.
The best auto insurance for Russian Hill drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,909 less each year.
The least expensive car insurance company for new and young drivers in Russian Hill
In Russian Hill, State Farm costs young drivers $980 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Russian Hill
Progressive gave the largest car insurance discounts to married couples, averaging $425 saved each year compared to an average Russian Hill couple's premiums.
The cheapest car insurance in Russian Hill for drivers with bad credit
The best Russian Hill car insurance company for customer service
Nationwide was the best company for customer service in Russian Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Russian Hill
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Russian Hill driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Russian Hill, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Russian Hill
What Influences the Cost of Car Insurance in Russian Hill?
On average, car insurance in Russian Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Russian Hill is 41 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Russian Hill are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Russian Hill is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Russian Hill is $92 per month for minimum coverage and $196 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Nob Hill: Insurance costs 0.94% more
- Chinatown-San Francisco: Insurance costs 3.37% more
- Cow Hollow: Insurance costs 0.98% less
- Union Square: Insurance costs 0.38% less
- Pacific Heights: Insurance costs 2.86% less
- Marina-San Francisco: Insurance costs 1.02% less
- Downtown San Francisco: Insurance costs 3.67% more
- North Beach: Insurance costs 0.85% less
- Financial District: Insurance costs 4.60% less
- Western Addition: Insurance costs 0.26% more
Neighborhoods with Similar Populations
- Chisholm Creek: Insurance costs 31.84% less
- San Carlos: Insurance costs 16.50% less
- Pittman: Insurance costs 5.88% more
- Pleasant Valley: Insurance costs 22.51% less
- Puritas Longmead: Insurance costs 47.02% less
- Rock Creek: Insurance costs 29.07% less
- Rocky-Fork Blacklick Accord: Insurance costs 49.79% less
- Roland Park-Homewood-Guilford: Insurance costs 15.39% less
- Rose Garden: Insurance costs 11.04% less
- salisbury: Insurance costs 39.64% less