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Get Cheap Car Insurance in Covina-Valley, Covina, CA
We monitor insurance prices, helping the average driver in Covina-Valley save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Covina-Valley
The chart below shows the cheapest car insurance company in Covina-Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Covina-Valley Insurer | Monthly Cost |
|---|---|
| Metromile | $58 |
| Geico | $65 |
| Progressive | $70 |
| Travelers | $72 |
Savings for Every Kind of Covina-Valley Driver
Based on our extensive insurance data, we know the average Covina-Valley driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $735 per year by choosing the right vehicle insurance company. Some Covina-Valley residents are paying out over $2,299 extra every year for auto insurance in Covina-Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Covina-Valley, Covina, CA Savings / Yr. |
|---|---|
$735 |
|
$1,347 |
|
$1,065 |
|
$1,871 |
|
$961 |
|
$417 |
|
$0 |
Covina-Valley Car Insurance vs. Covina
People living in Covina-Valley pay an average of 14.51% more than the typical driver in the state. The average driver in Covina-Valley can expect to pay about $1,076 per year, or $2,299 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Covina-Valley for most people.
Car Insurance Prices by Covina-Valley Neighborhood
Insurance Prices
Where is insurance cheapest within Covina-Valley?
The map shows insurance prices in and around Covina-Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $322 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,505 to a low of $2,183. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Covina-Valley.Pick the Best Car Insurance Company for You in Covina-Valley
The best car insurance provider for most drivers in Covina-Valley
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $735 over the average Covina-Valley car insurance company.
The best car insurance provider for Covina-Valley drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,347 over the competition.
The best car insurance company for Covina-Valley drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,065 better than other car insurance companies.
The best auto insurance for Covina-Valley drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,871 less each year.
The least expensive car insurance company for new and young drivers in Covina-Valley
In Covina-Valley, State Farm costs young drivers $961 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Covina-Valley
Progressive gave the largest car insurance discounts to married couples, averaging $417 saved each year compared to an average Covina-Valley couple's premiums.
The cheapest car insurance in Covina-Valley for drivers with bad credit
The best Covina-Valley car insurance company for customer service
Nationwide was the best company for customer service in Covina-Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in Covina-Valley
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Covina-Valley driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Covina-Valley, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Covina-Valley
What Influences the Cost of Car Insurance in Covina-Valley?
On average, car insurance in Covina-Valley is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Covina-Valley is 42 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Covina-Valley are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Covina-Valley is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Covina-Valley is $90 per month for minimum coverage and $192 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Charter Oak: Insurance costs 1.96% less
- Bassett: Insurance costs 0.83% more
- Walnut Valley: Insurance costs 2.78% less
- Mayflower Village: Insurance costs 1.22% less
- Mountain View: Insurance costs 2.52% more
- North El Monte: Insurance costs 2.52% more
- Edison Historic District: Insurance costs 2.22% more
- Downtown Pomona: Insurance costs 3.52% less
- Valle Lindo: Insurance costs the same
- East San Gabriel: Insurance costs 0.09% less
Neighborhoods with Similar Populations
- Winnetka Heights: Insurance costs 10.96% less
- West Torrance: Insurance costs 3.52% less
- Centennial Hills: Insurance costs 3.61% more
- West Ridge: Insurance costs 18.14% less
- Central Mesa: Insurance costs 17.09% less
- Chelsea: Insurance costs 33.41% more
- West Central: Insurance costs 13.14% less
- Millcreek: Insurance costs 34.97% less
- Rogers Park: Insurance costs 14.70% less
- Richmond Hill: Insurance costs 53.94% more