Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Morris Park, Bronx, NY
We monitor insurance prices, helping the average driver in Morris Park save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Morris Park
The chart below shows the cheapest car insurance company in Morris Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Morris Park Insurer | Monthly Cost |
|---|---|
| Kemper | $117 |
| Plymouth Rock Assurance | $155 |
| Safeco Insurance | $167 |
| Geico | $174 |
Savings for Every Kind of Morris Park Driver
Based on our extensive insurance data, we know the average Morris Park driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $946 per year by choosing the right vehicle insurance company. Some Morris Park residents are paying out over $3,173 extra every year for auto insurance in Morris Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Morris Park, Bronx, NY Savings / Yr. |
|---|---|
$946 |
|
$603 |
|
$1,205 |
|
$1,219 |
|
$2,987 |
|
$1,000 |
|
$1,592 |
Morris Park Car Insurance vs. Bronx
People living in Morris Park pay an average of 30.83% more than the typical driver in the state. The average driver in Morris Park can expect to pay about $2,301 per year, or $3,173 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Morris Park for most people.
Car Insurance Prices by Morris Park Neighborhood
Insurance Prices
Where is insurance cheapest within Morris Park?
The map shows insurance prices in and around Morris Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $832 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,570 to a low of $2,738. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southeast parts of Morris Park.Pick the Best Car Insurance Company for You in Morris Park
The best car insurance provider for most drivers in Morris Park
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $946 over the average Morris Park car insurance company.
The best car insurance provider for Morris Park drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $603 over the competition.
The best car insurance company for Morris Park drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,205 better than other car insurance companies.
The best auto insurance for Morris Park drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,219 less each year.
The least expensive car insurance company for new and young drivers in Morris Park
In Morris Park, Progressive costs young drivers $2,987 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Morris Park
Progressive gave the largest car insurance discounts to married couples, averaging $1,000 saved each year compared to an average Morris Park couple's premiums.
The cheapest car insurance in Morris Park for drivers with bad credit
The best Morris Park car insurance company for customer service
Nationwide was the best company for customer service in Morris Park according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Morris Park, which was better than other insurers.
The cheapest large national provider in Morris Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Morris Park driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Morris Park, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Morris Park
What Influences the Cost of Car Insurance in Morris Park?
On average, car insurance in Morris Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Morris Park is 52 minutes, which is a little more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Morris Park are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Morris Park is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Morris Park is $192 per month for minimum coverage and $264 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Van Nest: Insurance costs 8.23% more
- Bronxdale: Insurance costs 10.68% more
- Parkchester: Insurance costs 8.54% more
- Baychester: Insurance costs 9.71% more
- Williamsbridge: Insurance costs 11.60% more
- Middletown-Pelham Bay: Insurance costs 7.15% more
- Country Club: Insurance costs 7.25% more
- West Farms: Insurance costs 13.58% more
- Belmont: Insurance costs 10.15% more
- Schuylerville: Insurance costs 4.63% more
Neighborhoods with Similar Populations
- Pleasant Valley: Insurance costs 37.28% less
- Midtown: Insurance costs 42.39% less
- Montclaire South: Insurance costs 51.65% less
- Montclare: Insurance costs 39.33% less
- Moran Prairie: Insurance costs 55.44% less
- Morningside-Lenox Park: Insurance costs 37.50% less
- Mount Bowdoin: Insurance costs 26.10% less
- Mount Washington: Insurance costs 65.02% less
- North Hill: Insurance costs 55.00% less
- North West Long Beach: Insurance costs 23.92% less