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Get Cheap Car Insurance in Hamilton, Worcester, MA
We monitor insurance prices, helping the average driver in Hamilton save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in Hamilton
The chart below shows the cheapest car insurance company in Hamilton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| Hamilton Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $42 |
| Geico | $46 |
| Midvale Home & Auto | $53 |
| Travelers | $67 |
Savings for Every Kind of Hamilton Driver
Based on our extensive insurance data, we know the average Hamilton driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $578 per year by choosing the right vehicle insurance company. Some Hamilton residents are paying out over $1,692 extra every year for auto insurance in Hamilton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hamilton, Worcester, MA Savings / Yr. |
|---|---|
$578 |
|
$861 |
|
$716 |
|
$950 |
|
$2,095 |
|
$0 |
|
$0 |
Hamilton Car Insurance vs. Worcester
People living in Hamilton pay an average of 8.94% more than the typical driver in the state. The average driver in Hamilton can expect to pay about $727 per year, or $1,692 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Hamilton for most people.
Car Insurance Prices by Hamilton Neighborhood
Insurance Prices
Where is insurance cheapest within Hamilton?
The map shows insurance prices in and around Hamilton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $406 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,011 to a low of $1,605. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of Hamilton.Pick the Best Car Insurance Company for You in Hamilton
The best car insurance provider for most drivers in Hamilton
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $578 over the average Hamilton car insurance company.
The best car insurance provider for Hamilton drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $861 over the competition.
The best car insurance company for Hamilton drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $716 better than other car insurance companies.
The best auto insurance for Hamilton drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $950 less each year.
The least expensive car insurance company for new and young drivers in Hamilton
In Hamilton, State Farm costs young drivers $2,095 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hamilton
The cheapest car insurance in Hamilton for drivers with bad credit
The best Hamilton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hamilton
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Hamilton driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hamilton, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Hamilton
What Influences the Cost of Car Insurance in Hamilton?
On average, car insurance in Hamilton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Hamilton is 32 minutes, which is about the national average for a driver in the city.
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Hamilton has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Hamilton is $61 per month for minimum coverage and $141 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Grafton Hill: Insurance costs 4.37% more
- Franklin Plantation: Insurance costs 3.61% more
- Lake Park: Insurance costs 4.20% less
- Union Hill: Insurance costs 12.29% more
- Broadmeadow Brook: Insurance costs 3.78% more
- Green Island: Insurance costs 11.94% more
- Vernon Hill: Insurance costs 16.49% more
- Bell Hill: Insurance costs 7.68% more
- Central Business District: Insurance costs 12.12% more
- Institute Park: Insurance costs 0.83% more
Neighborhoods with Similar Populations
- White City: Insurance costs 47.75% more
- Bonneville: Insurance costs 16.61% less
- Bridlemile: Insurance costs 1.60% less
- Calico Ridge: Insurance costs 39.60% more
- Carpenter: Insurance costs 88.83% more
- Lake Balboa: Insurance costs 53.19% more
- Park Village: Insurance costs 10.22% less
- Northern Hills: Insurance costs 2.54% more
- North Redmond: Insurance costs 6.21% less
- North End Manchester: Insurance costs 26.36% less