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Get Cheap Car Insurance in Carpenter, Ann Arbor, MI
We monitor insurance prices, helping the average driver in Carpenter save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Carpenter
The chart below shows the cheapest car insurance company in Carpenter for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Carpenter Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $118 |
| Progressive | $135 |
| State Farm | $136 |
| Safeco Insurance | $144 |
Savings for Every Kind of Carpenter Driver
Based on our extensive insurance data, we know the average Carpenter driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,284 per year by choosing the right vehicle insurance company. Some Carpenter residents are paying out over $3,195 extra every year for auto insurance in Carpenter. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Carpenter, Ann Arbor, MI Savings / Yr. |
|---|---|
$1,284 |
|
$2,096 |
|
$1,855 |
|
$2,819 |
|
$3,326 |
|
$0 |
|
$0 |
Carpenter Car Insurance vs. Ann Arbor
People living in Carpenter pay an average of 10.20% more than the typical driver in the state. The average driver in Carpenter can expect to pay about $2,427 per year, or $3,195 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Carpenter for most people.
Car Insurance Prices by Carpenter Neighborhood
Insurance Prices
Where is insurance cheapest within Carpenter?
The map shows insurance prices in and around Carpenter, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $539 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,498 to a low of $2,959. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the South parts of Carpenter.Pick the Best Car Insurance Company for You in Carpenter
The best car insurance provider for most drivers in Carpenter
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,284 over the average Carpenter car insurance company.
The best car insurance provider for Carpenter drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,096 over the competition.
The best car insurance company for Carpenter drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,855 better than other car insurance companies.
The best auto insurance for Carpenter drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,819 less each year.
The least expensive car insurance company for new and young drivers in Carpenter
In Carpenter, Geico costs young drivers $3,326 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Carpenter
The cheapest car insurance in Carpenter for drivers with bad credit
The best Carpenter car insurance company for customer service
Recent price drops
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The cheapest large national provider in Carpenter
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Carpenter driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Carpenter, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Carpenter
What Influences the Cost of Car Insurance in Carpenter?
On average, car insurance in Carpenter is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Carpenter is 27 minutes, which is about the national average for a driver in the city.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Carpenter is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Carpenter is $202 per month for minimum coverage and $266 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Bryant Pattengill East: Insurance costs 2.72% less
- Downtown Pittsfield: Insurance costs 3.44% more
- Bryant Pattengill West: Insurance costs 3.22% less
- Burns Park: Insurance costs 6.51% less
- Angells: Insurance costs 3.19% less
- Bach: Insurance costs 7.04% less
- King: Insurance costs 2.82% less
- Ypsilanti Historic District: Insurance costs 1.56% more
- Eberwhite: Insurance costs 7.89% less
- Dicken: Insurance costs 5.26% less
Neighborhoods with Similar Populations
- Charleston: Insurance costs 52.71% less
- College Heights: Insurance costs 49.20% less
- On Top of The World: Insurance costs 12.93% less
- Felicita: Insurance costs 38.25% less
- Franklin Park: Insurance costs 32.46% less
- Hamilton: Insurance costs 47.04% less
- Harwood Lane: Insurance costs 55.62% less
- Haynes Area: Insurance costs 50.64% less
- Highland: Insurance costs 26.10% less
- Highlands Park: Insurance costs 46.48% less