Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Park Duvalle, Louisville, KY
We monitor insurance prices, helping the average driver in Park Duvalle save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Park Duvalle
The chart below shows the cheapest car insurance company in Park Duvalle for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Park Duvalle Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $77 |
| State Farm | $77 |
| Travelers | $113 |
| Geico | $121 |
Savings for Every Kind of Park Duvalle Driver
Based on our extensive insurance data, we know the average Park Duvalle driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $683 per year by choosing the right vehicle insurance company. Some Park Duvalle residents are paying out over $2,704 extra every year for auto insurance in Park Duvalle. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Park Duvalle, Louisville, KY Savings / Yr. |
|---|---|
$683 |
|
$1,120 |
|
$1,102 |
|
$1,115 |
|
$2,207 |
|
$739 |
|
$1,183 |
Park Duvalle Car Insurance vs. Louisville
People living in Park Duvalle pay an average of 26.71% more than the typical driver in the state. The average driver in Park Duvalle can expect to pay about $1,393 per year, or $2,704 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Park Duvalle for most people.
Car Insurance Prices by Park Duvalle Neighborhood
Insurance Prices
Where is insurance cheapest within Park Duvalle?
The map shows insurance prices in and around Park Duvalle, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $230 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,876 to a low of $2,646. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of Park Duvalle.Pick the Best Car Insurance Company for You in Park Duvalle
The best car insurance provider for most drivers in Park Duvalle
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $683 over the average Park Duvalle car insurance company.
The best car insurance provider for Park Duvalle drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,120 over the competition.
The best car insurance company for Park Duvalle drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,102 better than other car insurance companies.
The best auto insurance for Park Duvalle drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,115 less each year.
The least expensive car insurance company for new and young drivers in Park Duvalle
In Park Duvalle, State Farm costs young drivers $2,207 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Park Duvalle
State Farm gave the largest car insurance discounts to married couples, averaging $739 saved each year compared to an average Park Duvalle couple's premiums.
The cheapest car insurance in Park Duvalle for drivers with bad credit
The best Park Duvalle car insurance company for customer service
Nationwide was the best company for customer service in Park Duvalle according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Park Duvalle, which was better than other insurers.
The cheapest large national provider in Park Duvalle
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Park Duvalle driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Park Duvalle, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Park Duvalle
What Influences the Cost of Car Insurance in Park Duvalle?
On average, car insurance in Park Duvalle is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Park Duvalle is 39 minutes, which is far more than average for a driver in the city.
- Kentucky state insurance regulations may require higher prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Park Duvalle are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Park Duvalle is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Park Duvalle is $116 per month for minimum coverage and $225 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Parkland: Insurance costs 1.37% more
- Park Hill: Insurance costs 2.55% more
- Chickasaw: Insurance costs 2.33% more
- California: Insurance costs 1.44% more
- Algonquin: Insurance costs 6.77% less
- Taylor Berry: Insurance costs 10.10% less
- Shawnee: Insurance costs the same
- Russell: Insurance costs 2.03% more
- Jacobs: Insurance costs 10.13% less
- South Louisville: Insurance costs 10.43% less
Neighborhoods with Similar Populations
- Whitman Park: Insurance costs 21.71% less
- Dogtown: Insurance costs 52.96% less
- Blenman-Elm: Insurance costs 33.95% less
- Burnt Bridge Creek: Insurance costs 45.86% less
- Bystrom: Insurance costs 18.23% less
- Belmont-Charlottesville: Insurance costs 55.47% less
- Augusta Street Area: Insurance costs 39.68% less
- Arlington South: Insurance costs 17.94% less
- Arlington Heights: Insurance costs 39.09% less
- Pacheco: Insurance costs 33.54% less