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Get Cheap Car Insurance in Parkland, Louisville, KY
We monitor insurance prices, helping the average driver in Parkland save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Parkland
The chart below shows the cheapest car insurance company in Parkland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Parkland Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $78 |
| State Farm | $78 |
| Travelers | $114 |
| Geico | $123 |
Savings for Every Kind of Parkland Driver
Based on our extensive insurance data, we know the average Parkland driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $692 per year by choosing the right vehicle insurance company. Some Parkland residents are paying out over $2,741 extra every year for auto insurance in Parkland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Parkland, Louisville, KY Savings / Yr. |
|---|---|
$692 |
|
$1,136 |
|
$1,118 |
|
$1,130 |
|
$2,238 |
|
$749 |
|
$1,200 |
Parkland Car Insurance vs. Louisville
People living in Parkland pay an average of 28.46% more than the typical driver in the state. The average driver in Parkland can expect to pay about $1,412 per year, or $2,741 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Parkland for most people.
Car Insurance Prices by Parkland Neighborhood
Insurance Prices
Where is insurance cheapest within Parkland?
The map shows insurance prices in and around Parkland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $230 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,876 to a low of $2,646. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the South parts of Parkland.Pick the Best Car Insurance Company for You in Parkland
The best car insurance provider for most drivers in Parkland
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $692 over the average Parkland car insurance company.
The best car insurance provider for Parkland drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,136 over the competition.
The best car insurance company for Parkland drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,118 better than other car insurance companies.
The best auto insurance for Parkland drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,130 less each year.
The least expensive car insurance company for new and young drivers in Parkland
In Parkland, State Farm costs young drivers $2,238 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Parkland
State Farm gave the largest car insurance discounts to married couples, averaging $749 saved each year compared to an average Parkland couple's premiums.
The cheapest car insurance in Parkland for drivers with bad credit
The best Parkland car insurance company for customer service
Recent price drops
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The cheapest large national provider in Parkland
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Parkland driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Parkland, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Parkland
What Influences the Cost of Car Insurance in Parkland?
On average, car insurance in Parkland is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Parkland is 32 minutes, which is far more than average for a driver in the city.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Parkland are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Parkland has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Parkland is $118 per month for minimum coverage and $228 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Park Duvalle: Insurance costs 1.35% less
- Chickasaw: Insurance costs 0.95% more
- California: Insurance costs 0.07% more
- Park Hill: Insurance costs 1.17% more
- Shawnee: Insurance costs 1.35% less
- Russell: Insurance costs 0.66% more
- Algonquin: Insurance costs 8.03% less
- Portland: Insurance costs 14.05% less
- Taylor Berry: Insurance costs 11.31% less
- Old Louisville: Insurance costs 15.36% less
Neighborhoods with Similar Populations
- Oxford Hunt: Insurance costs 50.60% less
- Northeast: Insurance costs 30.68% less
- Northport: Insurance costs 52.61% less
- Northside: Insurance costs 34.22% more
- Northside Northline: Insurance costs 20.50% less
- Oakdale Farms: Insurance costs 54.43% less
- Old North Sacramento: Insurance costs 18.93% less
- Old Savannah: Insurance costs 35.50% less
- Olive Drive Area: Insurance costs 29.99% less
- Oxford: Insurance costs 44.84% less