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Get Cheap Car Insurance in Mott Haven, Bronx, NY
We monitor insurance prices, helping the average driver in Mott Haven save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Mott Haven
The chart below shows the cheapest car insurance company in Mott Haven for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Mott Haven Insurer | Monthly Cost |
|---|---|
| Kemper | $131 |
| Plymouth Rock Assurance | $174 |
| Safeco Insurance | $187 |
| Geico | $195 |
Savings for Every Kind of Mott Haven Driver
Based on our extensive insurance data, we know the average Mott Haven driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,058 per year by choosing the right vehicle insurance company. Some Mott Haven residents are paying out over $3,549 extra every year for auto insurance in Mott Haven. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mott Haven, Bronx, NY Savings / Yr. |
|---|---|
$1,058 |
|
$675 |
|
$1,348 |
|
$1,364 |
|
$3,342 |
|
$1,118 |
|
$1,781 |
Mott Haven Car Insurance vs. Bronx
People living in Mott Haven pay an average of 46.37% more than the typical driver in the state. The average driver in Mott Haven can expect to pay about $2,575 per year, or $3,549 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Mott Haven for most people.
Car Insurance Prices by Mott Haven Neighborhood
Insurance Prices
Where is insurance cheapest within Mott Haven?
The map shows insurance prices in and around Mott Haven, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $665 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,835 to a low of $3,170. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Mott Haven.Pick the Best Car Insurance Company for You in Mott Haven
The best car insurance provider for most drivers in Mott Haven
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,058 over the average Mott Haven car insurance company.
The best car insurance provider for Mott Haven drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $675 over the competition.
The best car insurance company for Mott Haven drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,348 better than other car insurance companies.
The best auto insurance for Mott Haven drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,364 less each year.
The least expensive car insurance company for new and young drivers in Mott Haven
In Mott Haven, Progressive costs young drivers $3,342 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mott Haven
Progressive gave the largest car insurance discounts to married couples, averaging $1,118 saved each year compared to an average Mott Haven couple's premiums.
The cheapest car insurance in Mott Haven for drivers with bad credit
The best Mott Haven car insurance company for customer service
Nationwide was the best company for customer service in Mott Haven according to the NAIC.
Recent price drops
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The cheapest large national provider in Mott Haven
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Mott Haven driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mott Haven, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Mott Haven
What Influences the Cost of Car Insurance in Mott Haven?
On average, car insurance in Mott Haven is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Mott Haven is 52 minutes, which is a little more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mott Haven are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Mott Haven is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Mott Haven is $215 per month for minimum coverage and $296 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- South Bronx: Insurance costs 1.27% more
- East Harlem: Insurance costs 3.69% less
- Harlem: Insurance costs 3.55% less
- Hunts Point: Insurance costs 2.34% more
- Highbridge: Insurance costs 1.35% more
- Charlotte Gardens: Insurance costs 1.35% more
- Hamilton Heights: Insurance costs 0.73% less
- Yorkville: Insurance costs 4.68% less
- Morningside Heights: Insurance costs 12.96% less
- Soundview: Insurance costs 0.03% less
Neighborhoods with Similar Populations
- Bay Ridge-Fort Hamilton: Insurance costs 11.61% less
- Ewa: Insurance costs 58.72% less
- Cambrian Park: Insurance costs 42.89% less
- Evergreen: Insurance costs 40.66% less
- Elmhurst: Insurance costs 0.73% less
- Cobbs Creek: Insurance costs 51.28% less
- Cordova-Appling: Insurance costs 55.51% less
- East Flatbush: Insurance costs 4.09% more
- East End: Insurance costs 42.41% less
- West Central: Insurance costs 43.73% less