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Get Cheap Car Insurance in Ventura, Palo Alto, CA
We monitor insurance prices, helping the average driver in Ventura save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Ventura
The chart below shows the cheapest car insurance company in Ventura for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Ventura Insurer | Monthly Cost |
|---|---|
| Metromile | $52 |
| Geico | $59 |
| Progressive | $63 |
| Travelers | $65 |
Savings for Every Kind of Ventura Driver
Based on our extensive insurance data, we know the average Ventura driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $668 per year by choosing the right vehicle insurance company. Some Ventura residents are paying out over $2,088 extra every year for auto insurance in Ventura. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ventura, Palo Alto, CA Savings / Yr. |
|---|---|
$668 |
|
$1,223 |
|
$967 |
|
$1,699 |
|
$873 |
|
$379 |
|
$0 |
Ventura Car Insurance vs. Palo Alto
People living in Ventura pay an average of 4.00% more than the typical driver in the state. The average driver in Ventura can expect to pay about $978 per year, or $2,088 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Ventura for most people.
Car Insurance Prices by Ventura Neighborhood
Insurance Prices
Where is insurance cheapest within Ventura?
The map shows insurance prices in and around Ventura, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $276 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,163 to a low of $1,887. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Ventura.Pick the Best Car Insurance Company for You in Ventura
The best car insurance provider for most drivers in Ventura
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $668 over the average Ventura car insurance company.
The best car insurance provider for Ventura drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,223 over the competition.
The best car insurance company for Ventura drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $967 better than other car insurance companies.
The best auto insurance for Ventura drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,699 less each year.
The least expensive car insurance company for new and young drivers in Ventura
In Ventura, State Farm costs young drivers $873 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ventura
Progressive gave the largest car insurance discounts to married couples, averaging $379 saved each year compared to an average Ventura couple's premiums.
The cheapest car insurance in Ventura for drivers with bad credit
The best Ventura car insurance company for customer service
Recent price drops
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The cheapest large national provider in Ventura
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Ventura driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ventura, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Ventura
What Influences the Cost of Car Insurance in Ventura?
On average, car insurance in Ventura is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ventura are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Ventura is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Ventura is $81 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Barron Park: Insurance costs 5.36% less
- Midtown-San Jose: Insurance costs 3.16% less
- Fairmeadow: Insurance costs 3.21% less
- Old Palo Alto: Insurance costs 1.82% less
- Duveneck-Saint Francis: Insurance costs 3.69% less
- Stanford University: Insurance costs 7.04% less
- Monta Loma: Insurance costs 4.55% less
- University South: Insurance costs 0.14% less
- North Los Altos: Insurance costs 2.16% less
- Crescent Park: Insurance costs 4.12% less
Neighborhoods with Similar Populations
- Boston Road: Insurance costs 13.84% less
- West End: Insurance costs 64.99% more
- Adams Farm: Insurance costs 35.73% less
- Westwood: Insurance costs 10.58% less
- Canyon Lakes at Legends Ranch: Insurance costs 16.28% less
- Canaryville: Insurance costs 15.66% less
- Cable-Westwood: Insurance costs 3.78% less
- Bryant: Insurance costs 22.70% less
- Brookhaven-Lansdowne: Insurance costs 1.20% less
- Brighton Historic District: Insurance costs 45.98% less