Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Duveneck-Saint Francis, Palo Alto, CA
We monitor insurance prices, helping the average driver in Duveneck-Saint Francis save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Duveneck-Saint Francis
The chart below shows the cheapest car insurance company in Duveneck-Saint Francis for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Duveneck-Saint Francis Insurer | Monthly Cost |
|---|---|
| Metromile | $50 |
| Geico | $57 |
| Progressive | $61 |
| Travelers | $63 |
Savings for Every Kind of Duveneck-Saint Francis Driver
Based on our extensive insurance data, we know the average Duveneck-Saint Francis driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $643 per year by choosing the right vehicle insurance company. Some Duveneck-Saint Francis residents are paying out over $2,011 extra every year for auto insurance in Duveneck-Saint Francis. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Duveneck-Saint Francis, Palo Alto, CA Savings / Yr. |
|---|---|
$643 |
|
$1,178 |
|
$931 |
|
$1,636 |
|
$840 |
|
$365 |
|
$0 |
Duveneck-Saint Francis Car Insurance vs. Palo Alto
People living in Duveneck-Saint Francis pay an average of 0.15% more than the typical driver in the state. The average driver in Duveneck-Saint Francis can expect to pay about $941 per year, or $2,011 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Duveneck-Saint Francis for most people.
Car Insurance Prices by Duveneck-Saint Francis Neighborhood
Insurance Prices
Where is insurance cheapest within Duveneck-Saint Francis?
The map shows insurance prices in and around Duveneck-Saint Francis, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $103 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,034 to a low of $1,931. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southeast parts of Duveneck-Saint Francis.Pick the Best Car Insurance Company for You in Duveneck-Saint Francis
The best car insurance provider for most drivers in Duveneck-Saint Francis
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $643 over the average Duveneck-Saint Francis car insurance company.
The best car insurance provider for Duveneck-Saint Francis drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,178 over the competition.
The best car insurance company for Duveneck-Saint Francis drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $931 better than other car insurance companies.
The best auto insurance for Duveneck-Saint Francis drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,636 less each year.
The least expensive car insurance company for new and young drivers in Duveneck-Saint Francis
In Duveneck-Saint Francis, State Farm costs young drivers $840 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Duveneck-Saint Francis
Progressive gave the largest car insurance discounts to married couples, averaging $365 saved each year compared to an average Duveneck-Saint Francis couple's premiums.
The cheapest car insurance in Duveneck-Saint Francis for drivers with bad credit
The best Duveneck-Saint Francis car insurance company for customer service
Nationwide was the best company for customer service in Duveneck-Saint Francis according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Duveneck-Saint Francis, which was better than other insurers.
The cheapest large national provider in Duveneck-Saint Francis
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Duveneck-Saint Francis driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Duveneck-Saint Francis, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Duveneck-Saint Francis
What Influences the Cost of Car Insurance in Duveneck-Saint Francis?
On average, car insurance in Duveneck-Saint Francis is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Duveneck-Saint Francis are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Duveneck-Saint Francis is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Duveneck-Saint Francis is $78 per month for minimum coverage and $168 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Crescent Park: Insurance costs 0.45% less
- Midtown-San Jose: Insurance costs 0.55% more
- Old Palo Alto: Insurance costs 1.94% more
- University South: Insurance costs 3.68% more
- Downtown North San Jose: Insurance costs 7.96% more
- Fairmeadow: Insurance costs 0.50% more
- Ventura: Insurance costs 3.83% more
- Belle Haven: Insurance costs 13.38% more
- Stanford University: Insurance costs 3.48% less
- Barron Park: Insurance costs 1.74% less
Neighborhoods with Similar Populations
- Glennon Heights: Insurance costs 1.29% more
- Wedge: Insurance costs 20.79% less
- Wendover-Sedgewood: Insurance costs 35.60% less
- Hollywood: Insurance costs 34.56% less
- Holly: Insurance costs 6.36% less
- Historic West-Side: Insurance costs 26.85% less
- Highland Park: Insurance costs 13.53% more
- Heistand: Insurance costs 42.62% less
- West Laurel: Insurance costs 0.25% less
- Harbordale: Insurance costs 54.10% more