Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Old Palo Alto, Palo Alto, CA
We monitor insurance prices, helping the average driver in Old Palo Alto save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Old Palo Alto
The chart below shows the cheapest car insurance company in Old Palo Alto for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Old Palo Alto Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| Geico | $58 |
| Progressive | $62 |
| Travelers | $64 |
Savings for Every Kind of Old Palo Alto Driver
Based on our extensive insurance data, we know the average Old Palo Alto driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $655 per year by choosing the right vehicle insurance company. Some Old Palo Alto residents are paying out over $2,050 extra every year for auto insurance in Old Palo Alto. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Old Palo Alto, Palo Alto, CA Savings / Yr. |
|---|---|
$655 |
|
$1,201 |
|
$949 |
|
$1,668 |
|
$856 |
|
$372 |
|
$0 |
Old Palo Alto Car Insurance vs. Palo Alto
People living in Old Palo Alto pay an average of 2.08% more than the typical driver in the state. The average driver in Old Palo Alto can expect to pay about $960 per year, or $2,050 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Old Palo Alto for most people.
Car Insurance Prices by Old Palo Alto Neighborhood
Insurance Prices
Where is insurance cheapest within Old Palo Alto?
The map shows insurance prices in and around Old Palo Alto, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $101 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,077 to a low of $1,976. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Old Palo Alto.Pick the Best Car Insurance Company for You in Old Palo Alto
The best car insurance provider for most drivers in Old Palo Alto
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $655 over the average Old Palo Alto car insurance company.
The best car insurance provider for Old Palo Alto drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,201 over the competition.
The best car insurance company for Old Palo Alto drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $949 better than other car insurance companies.
The best auto insurance for Old Palo Alto drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,668 less each year.
The least expensive car insurance company for new and young drivers in Old Palo Alto
In Old Palo Alto, State Farm costs young drivers $856 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Old Palo Alto
Progressive gave the largest car insurance discounts to married couples, averaging $372 saved each year compared to an average Old Palo Alto couple's premiums.
The cheapest car insurance in Old Palo Alto for drivers with bad credit
The best Old Palo Alto car insurance company for customer service
Nationwide was the best company for customer service in Old Palo Alto according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Old Palo Alto, which was better than other insurers.
The cheapest large national provider in Old Palo Alto
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Old Palo Alto driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Old Palo Alto, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Old Palo Alto
What Influences the Cost of Car Insurance in Old Palo Alto?
On average, car insurance in Old Palo Alto is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Old Palo Alto are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Old Palo Alto has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Old Palo Alto is $80 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- University South: Insurance costs 1.71% more
- Midtown-San Jose: Insurance costs 1.37% less
- Duveneck-Saint Francis: Insurance costs 1.90% less
- Crescent Park: Insurance costs 2.34% less
- Ventura: Insurance costs 1.85% more
- Stanford University: Insurance costs 5.32% less
- Downtown North San Jose: Insurance costs 5.90% more
- Barron Park: Insurance costs 3.61% less
- Fairmeadow: Insurance costs 1.41% less
- Downtown Menlo Park: Insurance costs 3.61% more
Neighborhoods with Similar Populations
- Second Creek: Insurance costs 15.22% less
- Northwood Hills: Insurance costs 54.49% more
- Ol Sun: Insurance costs 14.83% less
- Olde Providence North: Insurance costs 38.10% less
- Parkmont: Insurance costs 5.61% more
- Pearl-Meigs-Monroe: Insurance costs 18.44% more
- Prairie Hills: Insurance costs 40.15% less
- Ridgeview Estates: Insurance costs 8.05% more
- Ridgewood Junction: Insurance costs 6.34% less
- River Park: Insurance costs 0.73% less