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Get Cheap Car Insurance in Hillcrest, Spring Valley, NY
We monitor insurance prices, helping the average driver in Hillcrest save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Hillcrest
The chart below shows the cheapest car insurance company in Hillcrest for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Hillcrest Insurer | Monthly Cost |
|---|---|
| Kemper | $100 |
| Plymouth Rock Assurance | $132 |
| Safeco Insurance | $142 |
| Geico | $149 |
Savings for Every Kind of Hillcrest Driver
Based on our extensive insurance data, we know the average Hillcrest driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $806 per year by choosing the right vehicle insurance company. Some Hillcrest residents are paying out over $2,705 extra every year for auto insurance in Hillcrest. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hillcrest, Spring Valley, NY Savings / Yr. |
|---|---|
$806 |
|
$514 |
|
$1,027 |
|
$1,040 |
|
$2,546 |
|
$852 |
|
$1,357 |
Hillcrest Car Insurance vs. Spring Valley
People living in Hillcrest pay an average of 11.53% more than the typical driver in the state. The average driver in Hillcrest can expect to pay about $1,962 per year, or $2,705 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Hillcrest for most people.
Car Insurance Prices by Hillcrest Neighborhood
Insurance Prices
Where is insurance cheapest within Hillcrest?
The map shows insurance prices in and around Hillcrest, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $484 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,936 to a low of $2,452. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Hillcrest.Pick the Best Car Insurance Company for You in Hillcrest
The best car insurance provider for most drivers in Hillcrest
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $806 over the average Hillcrest car insurance company.
The best car insurance provider for Hillcrest drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $514 over the competition.
The best car insurance company for Hillcrest drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,027 better than other car insurance companies.
The best auto insurance for Hillcrest drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,040 less each year.
The least expensive car insurance company for new and young drivers in Hillcrest
In Hillcrest, Progressive costs young drivers $2,546 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hillcrest
Progressive gave the largest car insurance discounts to married couples, averaging $852 saved each year compared to an average Hillcrest couple's premiums.
The cheapest car insurance in Hillcrest for drivers with bad credit
The best Hillcrest car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hillcrest
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Hillcrest driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hillcrest, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Hillcrest
What Influences the Cost of Car Insurance in Hillcrest?
On average, car insurance in Hillcrest is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hillcrest are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Hillcrest is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Hillcrest is $163 per month for minimum coverage and $225 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Bardonia: Insurance costs 6.03% less
- Viola: Insurance costs 3.84% less
- Mt Ivy: Insurance costs 1.52% less
- Masonicus: Insurance costs 32.68% less
- Northwest Ridgewood: Insurance costs 28.43% less
- Wortendyke: Insurance costs 33.86% less
- Downtown Ridgewood: Insurance costs 27.06% less
- Southeast Ridgewood: Insurance costs 27.99% less
- Ridgewood Junction: Insurance costs 29.02% less
- Radburn: Insurance costs 23.99% less
Neighborhoods with Similar Populations
- Top Road: Insurance costs 21.29% less
- Denver Harbor-Port Houston: Insurance costs 23.48% less
- West Side: Insurance costs 37.74% less
- West Riverside: Insurance costs 31.42% more
- Downtown South San Francisco: Insurance costs 14.20% less
- East Shore: Insurance costs 22.03% less
- Eastwood: Insurance costs 25.18% less
- West Market Square Historic District: Insurance costs 63.14% less
- Fairground: Insurance costs 51.16% less
- Far Northeast-Huffman: Insurance costs 36.19% less