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Get Cheap Car Insurance in Wortendyke, Midland Park, NJ
We monitor insurance prices, helping the average driver in Wortendyke save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Wortendyke
The chart below shows the cheapest car insurance company in Wortendyke for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Wortendyke Insurer | Monthly Cost |
|---|---|
| State Farm | $59 |
| Geico | $62 |
| Plymouth Rock Assurance | $76 |
| NJM | $90 |
Savings for Every Kind of Wortendyke Driver
Based on our extensive insurance data, we know the average Wortendyke driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $469 per year by choosing the right vehicle insurance company. Some Wortendyke residents are paying out over $1,789 extra every year for auto insurance in Wortendyke. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wortendyke, Midland Park, NJ Savings / Yr. |
|---|---|
$469 |
|
$870 |
|
$668 |
|
$576 |
|
$2,314 |
|
$451 |
|
$701 |
Wortendyke Car Insurance vs. Midland Park
People living in Wortendyke pay an average of 1.50% less than the typical driver in the state. The average driver in Wortendyke can expect to pay about $1,067 per year, or $1,789 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Wortendyke for most people.
Car Insurance Prices by Wortendyke Neighborhood
Insurance Prices
Where is insurance cheapest within Wortendyke?
The map shows insurance prices in and around Wortendyke, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $108 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,844 to a low of $1,736. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of Wortendyke.Pick the Best Car Insurance Company for You in Wortendyke
The best car insurance provider for most drivers in Wortendyke
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $469 over the average Wortendyke car insurance company.
The best car insurance provider for Wortendyke drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $870 over the competition.
The best car insurance company for Wortendyke drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $668 better than other car insurance companies.
The best auto insurance for Wortendyke drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $576 less each year.
The least expensive car insurance company for new and young drivers in Wortendyke
In Wortendyke, Geico costs young drivers $2,314 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wortendyke
Geico gave the largest car insurance discounts to married couples, averaging $451 saved each year compared to an average Wortendyke couple's premiums.
The cheapest car insurance in Wortendyke for drivers with bad credit
The best Wortendyke car insurance company for customer service
Nationwide was the best company for customer service in Wortendyke according to the NAIC.
Recent price drops
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The cheapest large national provider in Wortendyke
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Wortendyke driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wortendyke, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Wortendyke
What Influences the Cost of Car Insurance in Wortendyke?
On average, car insurance in Wortendyke is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Wortendyke is 34 minutes, which is a little less than average for a driver in the city.
- New Jersey state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wortendyke are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Wortendyke is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Wortendyke is $89 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Northwest Ridgewood: Insurance costs 8.22% more
- Downtown Ridgewood: Insurance costs 10.29% more
- Ridgewood Junction: Insurance costs 7.32% more
- Southeast Ridgewood: Insurance costs 8.89% more
- Radburn: Insurance costs 14.92% more
- Warren Point: Insurance costs 19.01% more
- Downtown Paterson: Insurance costs 34.54% more
- Masonicus: Insurance costs 1.79% more
- Passaic Junction: Insurance costs 10.17% more
- Lake View: Insurance costs 21.97% more
Neighborhoods with Similar Populations
- West Central: Insurance costs 4.70% more
- Central Brambleton: Insurance costs 22.25% less
- Cherokee Triangle: Insurance costs 19.96% more
- Circleville Historic District: Insurance costs 37.00% less
- Claremont Cottages: Insurance costs 6.04% more
- Clarkdale: Insurance costs 32.08% more
- Cloverleaf: Insurance costs 27.61% more
- Coffey Park: Insurance costs 7.15% more
- College Creek: Insurance costs 32.87% less
- College View: Insurance costs 5.53% less