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Get Cheap Car Insurance in College Creek, Ames, IA
We monitor insurance prices, helping the average driver in College Creek save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in College Creek
The chart below shows the cheapest car insurance company in College Creek for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| College Creek Insurer | Monthly Cost |
|---|---|
| State Farm | $27 |
| IMT Insurance | $27 |
| Auto-Owners Insurance | $29 |
| Farm Bureau | $30 |
Savings for Every Kind of College Creek Driver
Based on our extensive insurance data, we know the average College Creek driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $263 per year by choosing the right vehicle insurance company. Some College Creek residents are paying out over $1,201 extra every year for auto insurance in College Creek. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
College Creek, Ames, IA Savings / Yr. |
|---|---|
$263 |
|
$365 |
|
$312 |
|
$419 |
|
$1,098 |
|
$362 |
|
$554 |
College Creek Car Insurance vs. Ames
People living in College Creek pay an average of 3.83% less than the typical driver in the state. The average driver in College Creek can expect to pay about $471 per year, or $1,201 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in College Creek for most people.
Car Insurance Prices by College Creek Neighborhood
Insurance Prices
Where is insurance cheapest within College Creek?
The map shows insurance prices in and around College Creek, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $42 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,227 to a low of $1,185. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of College Creek.Pick the Best Car Insurance Company for You in College Creek
The best car insurance provider for most drivers in College Creek
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $263 over the average College Creek car insurance company.
The best car insurance provider for College Creek drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $365 over the competition.
The best car insurance company for College Creek drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $312 better than other car insurance companies.
The best auto insurance for College Creek drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $419 less each year.
The least expensive car insurance company for new and young drivers in College Creek
In College Creek, IMT Insurance costs young drivers $1,098 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in College Creek
State Farm gave the largest car insurance discounts to married couples, averaging $362 saved each year compared to an average College Creek couple's premiums.
The cheapest car insurance in College Creek for drivers with bad credit
The best College Creek car insurance company for customer service
Nationwide was the best company for customer service in College Creek according to the NAIC.
Recent price drops
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The cheapest large national provider in College Creek
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average College Creek driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In College Creek, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around College Creek
What Influences the Cost of Car Insurance in College Creek?
On average, car insurance in College Creek is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in College Creek is 23 minutes, which is about the national average for a driver in the city.
- Iowa state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in College Creek are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- College Creek is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in College Creek is $39 per month for minimum coverage and $100 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Crawford: Insurance costs the same
- Iowa State University: Insurance costs 0.50% less
- Meredith: Insurance costs 7.16% more
- Lower Beaver: Insurance costs 12.74% more
- Oak Park: Insurance costs 10.16% more
- Highland Park: Insurance costs 12.66% more
- Douglas Acres: Insurance costs 8.66% more
- Merle Hay: Insurance costs 6.74% more
- Beaverdale: Insurance costs 4.25% more
- Union Park: Insurance costs 6.74% more
Neighborhoods with Similar Populations
- Woodcrest: Insurance costs 48.13% more
- Royal Ridge: Insurance costs 52.62% more
- Meadow Park: Insurance costs 39.55% more
- Downtown West: Insurance costs 28.39% more
- Eden Isle: Insurance costs 99.58% more
- Johnson Ranch: Insurance costs 65.36% more
- Lake Shore: Insurance costs 187.93% more
- Stablewood-Valley Hi North-Houston: Insurance costs 51.04% more
- East Hillside: Insurance costs 36.05% more
- Olde Providence North: Insurance costs 5.66% more