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Get Cheap Car Insurance in Iowa State University, Ames, IA
We monitor insurance prices, helping the average driver in Iowa State University save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in Iowa State University
The chart below shows the cheapest car insurance company in Iowa State University for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| Iowa State University Insurer | Monthly Cost |
|---|---|
| State Farm | $26 |
| IMT Insurance | $27 |
| Auto-Owners Insurance | $28 |
| Farm Bureau | $30 |
Savings for Every Kind of Iowa State University Driver
Based on our extensive insurance data, we know the average Iowa State University driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $261 per year by choosing the right vehicle insurance company. Some Iowa State University residents are paying out over $1,195 extra every year for auto insurance in Iowa State University. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Iowa State University, Ames, IA Savings / Yr. |
|---|---|
$261 |
|
$364 |
|
$310 |
|
$417 |
|
$1,093 |
|
$360 |
|
$551 |
Iowa State University Car Insurance vs. Ames
People living in Iowa State University pay an average of 4.31% less than the typical driver in the state. The average driver in Iowa State University can expect to pay about $469 per year, or $1,195 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Iowa State University for most people.
Car Insurance Prices by Iowa State University Neighborhood
Insurance Prices
Where is insurance cheapest within Iowa State University?
The map shows insurance prices in and around Iowa State University, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $83 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,228 to a low of $1,145. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the South parts of Iowa State University.Pick the Best Car Insurance Company for You in Iowa State University
The best car insurance provider for most drivers in Iowa State University
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $261 over the average Iowa State University car insurance company.
The best car insurance provider for Iowa State University drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $364 over the competition.
The best car insurance company for Iowa State University drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $310 better than other car insurance companies.
The best auto insurance for Iowa State University drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $417 less each year.
The least expensive car insurance company for new and young drivers in Iowa State University
In Iowa State University, IMT Insurance costs young drivers $1,093 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Iowa State University
State Farm gave the largest car insurance discounts to married couples, averaging $360 saved each year compared to an average Iowa State University couple's premiums.
The cheapest car insurance in Iowa State University for drivers with bad credit
The best Iowa State University car insurance company for customer service
Nationwide was the best company for customer service in Iowa State University according to the NAIC.
Recent price drops
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The cheapest large national provider in Iowa State University
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Iowa State University driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Iowa State University, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around Iowa State University
What Influences the Cost of Car Insurance in Iowa State University?
On average, car insurance in Iowa State University is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Iowa State University is 19 minutes, which is far less than average for a driver in the city.
- Iowa state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Iowa State University are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Iowa State University has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Iowa State University is $39 per month for minimum coverage and $100 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Crawford: Insurance costs 0.50% more
- College Creek: Insurance costs 0.50% more
- Meredith: Insurance costs 7.70% more
- Lower Beaver: Insurance costs 13.31% more
- Oak Park: Insurance costs 10.71% more
- Highland Park: Insurance costs 13.22% more
- Douglas Acres: Insurance costs 9.21% more
- Beaverdale: Insurance costs 4.77% more
- Merle Hay: Insurance costs 7.28% more
- Union Park: Insurance costs 7.28% more
Neighborhoods with Similar Populations
- Bitter Lake: Insurance costs 38.58% more
- Polish Village: Insurance costs 5.44% less
- Robertson: Insurance costs 83.68% more
- Walker: Insurance costs 99.58% more
- Windsor Hills: Insurance costs 66.36% more
- Glencove: Insurance costs 81.84% more
- Windsor Park: Insurance costs 68.28% more
- Forest Grove: Insurance costs 34.73% more
- Downtown East: Insurance costs 138.33% more
- Woodstock: Insurance costs 50.46% more