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Get Cheap Car Insurance in Highwood, Hamden, CT
We monitor insurance prices, helping the average driver in Highwood save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Highwood
The chart below shows the cheapest car insurance company in Highwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Highwood Insurer | Monthly Cost |
|---|---|
| Kemper | $89 |
| State Farm | $102 |
| Safeco Insurance | $104 |
| Travelers | $104 |
Savings for Every Kind of Highwood Driver
Based on our extensive insurance data, we know the average Highwood driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $735 per year by choosing the right vehicle insurance company. Some Highwood residents are paying out over $2,508 extra every year for auto insurance in Highwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Highwood, Hamden, CT Savings / Yr. |
|---|---|
$735 |
|
$1,019 |
|
$708 |
|
$1,182 |
|
$2,781 |
|
$666 |
|
$1,120 |
Highwood Car Insurance vs. Hamden
People living in Highwood pay an average of 29.60% more than the typical driver in the state. The average driver in Highwood can expect to pay about $1,717 per year, or $2,508 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Highwood for most people.
Car Insurance Prices by Highwood Neighborhood
Insurance Prices
Where is insurance cheapest within Highwood?
The map shows insurance prices in and around Highwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $335 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,661 to a low of $2,326. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Highwood.Pick the Best Car Insurance Company for You in Highwood
The best car insurance provider for most drivers in Highwood
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $735 over the average Highwood car insurance company.
The best car insurance provider for Highwood drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $1,019 over the competition.
The best car insurance company for Highwood drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $708 better than other car insurance companies.
The best auto insurance for Highwood drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $1,182 less each year.
The least expensive car insurance company for new and young drivers in Highwood
In Highwood, State Farm costs young drivers $2,781 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Highwood
State Farm gave the largest car insurance discounts to married couples, averaging $666 saved each year compared to an average Highwood couple's premiums.
The cheapest car insurance in Highwood for drivers with bad credit
The best Highwood car insurance company for customer service
Recent price drops
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The cheapest large national provider in Highwood
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Highwood driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Highwood, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Highwood
What Influences the Cost of Car Insurance in Highwood?
On average, car insurance in Highwood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Highwood are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Highwood is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Highwood is $143 per month for minimum coverage and $209 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Pine Rock: Insurance costs 5.86% less
- Newhallville: Insurance costs 0.76% less
- West Rock: Insurance costs 8.21% less
- Hamden Plains: Insurance costs 6.98% less
- Prospect Hill: Insurance costs 5.14% less
- Beaver Hills: Insurance costs 1.67% less
- Dixwell: Insurance costs 0.88% less
- Edgewood: Insurance costs 0.24% more
- East Rock: Insurance costs 7.74% less
- Spring Glen: Insurance costs 17.82% less
Neighborhoods with Similar Populations
- Foothill Meadows: Insurance costs 12.20% less
- Geist: Insurance costs 50.40% less
- Fulton: Insurance costs 42.07% less
- West Longview: Insurance costs 43.06% less
- Frontenac: Insurance costs 33.81% less
- Friends of Ridgecrest: Insurance costs 13.40% more
- Friendly Acres: Insurance costs 15.19% less
- Frenchtown: Insurance costs 59.49% less
- Forest Ridge-Quail Hollow: Insurance costs 52.99% less
- Geneva: Insurance costs 43.62% less