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Get Cheap Car Insurance in Five Points South, Birmingham, AL
We monitor insurance prices, helping the average driver in Five Points South save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Five Points South
The chart below shows the cheapest car insurance company in Five Points South for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Five Points South Insurer | Monthly Cost |
|---|---|
| Travelers | $70 |
| Gainsco | $73 |
| State Farm | $76 |
| Safe Auto | $77 |
Savings for Every Kind of Five Points South Driver
Based on our extensive insurance data, we know the average Five Points South driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $388 per year by choosing the right vehicle insurance company. Some Five Points South residents are paying out over $1,567 extra every year for auto insurance in Five Points South. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Five Points South, Birmingham, AL Savings / Yr. |
|---|---|
$388 |
|
$528 |
|
$495 |
|
$561 |
|
$1,218 |
|
$67 |
|
$331 |
Five Points South Car Insurance vs. Birmingham
People living in Five Points South pay an average of 2.25% less than the typical driver in the state. The average driver in Five Points South can expect to pay about $1,034 per year, or $1,567 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Five Points South for most people.
Car Insurance Prices by Five Points South Neighborhood
Insurance Prices
Where is insurance cheapest within Five Points South?
The map shows insurance prices in and around Five Points South, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $286 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,768 to a low of $1,482. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Five Points South.Pick the Best Car Insurance Company for You in Five Points South
The best car insurance provider for most drivers in Five Points South
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $388 over the average Five Points South car insurance company.
The best car insurance provider for Five Points South drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $528 over the competition.
The best car insurance company for Five Points South drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $495 better than other car insurance companies.
The best auto insurance for Five Points South drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $561 less each year.
The least expensive car insurance company for new and young drivers in Five Points South
In Five Points South, Travelers costs young drivers $1,218 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Five Points South
State Farm gave the largest car insurance discounts to married couples, averaging $67 saved each year compared to an average Five Points South couple's premiums.
The cheapest car insurance in Five Points South for drivers with bad credit
The best Five Points South car insurance company for customer service
Nationwide was the best company for customer service in Five Points South according to the NAIC.
Recent price drops
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The cheapest large national provider in Five Points South
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Five Points South driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Five Points South, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Five Points South
What Influences the Cost of Car Insurance in Five Points South?
On average, car insurance in Five Points South is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Five Points South is 21 minutes, which is far less than average for a driver in the city.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Five Points South are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Five Points South is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Five Points South is $86 per month for minimum coverage and $131 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Southside: Insurance costs 1.66% more
- Glen Iris: Insurance costs 3.89% more
- Highland Park: Insurance costs 0.38% less
- Redmont Park: Insurance costs 2.49% more
- Forest Park: Insurance costs 2.23% more
- Norwood: Insurance costs 8.74% more
- Arlington: Insurance costs 22.91% more
- Crestline: Insurance costs 2.81% more
- Crossgate: Insurance costs 7.40% more
- Belview Heights: Insurance costs 19.78% more
Neighborhoods with Similar Populations
- Edgewater: Insurance costs 19.21% less
- Piper Glen Estates: Insurance costs 17.23% less
- Lauderdale Manors: Insurance costs 129.80% more
- Beechmont: Insurance costs 49.39% more
- Linden Hills: Insurance costs 10.34% more
- Lyon Street: Insurance costs 39.82% more
- Mid-Westside: Insurance costs 99.11% more
- Midtown Harrisburg: Insurance costs 10.34% less
- Milwood: Insurance costs 90.49% more
- Northgate: Insurance costs 28.97% more