Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Norwood, Birmingham, AL
We monitor insurance prices, helping the average driver in Norwood save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Norwood
The chart below shows the cheapest car insurance company in Norwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Norwood Insurer | Monthly Cost |
|---|---|
| Travelers | $76 |
| Gainsco | $79 |
| State Farm | $83 |
| Safe Auto | $84 |
Savings for Every Kind of Norwood Driver
Based on our extensive insurance data, we know the average Norwood driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $422 per year by choosing the right vehicle insurance company. Some Norwood residents are paying out over $1,704 extra every year for auto insurance in Norwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Norwood, Birmingham, AL Savings / Yr. |
|---|---|
$422 |
|
$574 |
|
$538 |
|
$610 |
|
$1,325 |
|
$73 |
|
$360 |
Norwood Car Insurance vs. Birmingham
People living in Norwood pay an average of 6.31% more than the typical driver in the state. The average driver in Norwood can expect to pay about $1,125 per year, or $1,704 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Norwood for most people.
Car Insurance Prices by Norwood Neighborhood
Insurance Prices
Where is insurance cheapest within Norwood?
The map shows insurance prices in and around Norwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $469 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,978 to a low of $1,509. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Norwood.Pick the Best Car Insurance Company for You in Norwood
The best car insurance provider for most drivers in Norwood
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $422 over the average Norwood car insurance company.
The best car insurance provider for Norwood drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $574 over the competition.
The best car insurance company for Norwood drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $538 better than other car insurance companies.
The best auto insurance for Norwood drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $610 less each year.
The least expensive car insurance company for new and young drivers in Norwood
In Norwood, Travelers costs young drivers $1,325 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Norwood
State Farm gave the largest car insurance discounts to married couples, averaging $73 saved each year compared to an average Norwood couple's premiums.
The cheapest car insurance in Norwood for drivers with bad credit
The best Norwood car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Norwood, which was better than other insurers.
The cheapest large national provider in Norwood
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Norwood driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Norwood, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Norwood
What Influences the Cost of Car Insurance in Norwood?
On average, car insurance in Norwood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Norwood are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Norwood is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Norwood is $94 per month for minimum coverage and $142 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Southside: Insurance costs 6.51% less
- Forest Park: Insurance costs 5.99% less
- Highland Park: Insurance costs 8.39% less
- Five Points South: Insurance costs 8.04% less
- Redmont Park: Insurance costs 5.75% less
- Arlington: Insurance costs 13.03% more
- Glen Iris: Insurance costs 4.46% less
- Crestline: Insurance costs 5.46% less
- South East Lake: Insurance costs 3.52% more
- Belview Heights: Insurance costs 10.15% more
Neighborhoods with Similar Populations
- Rothfield: Insurance costs 1.64% less
- Moon Lake Estates: Insurance costs 59.86% more
- Morningside: Insurance costs 15.32% less
- Mountainville: Insurance costs 9.21% less
- North Park Forest: Insurance costs 21.42% more
- North River Shores: Insurance costs 48.18% more
- North Village: Insurance costs 36.97% less
- Rickarby: Insurance costs 3.64% more
- Ridgewood: Insurance costs 35.04% less
- River Point: Insurance costs 35.86% more