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Get Cheap Car Insurance in Northgate, San Rafael, CA
We monitor insurance prices, helping the average driver in Northgate save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Northgate
The chart below shows the cheapest car insurance company in Northgate for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Northgate Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| Geico | $57 |
| Progressive | $61 |
| Travelers | $63 |
Savings for Every Kind of Northgate Driver
Based on our extensive insurance data, we know the average Northgate driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $646 per year by choosing the right vehicle insurance company. Some Northgate residents are paying out over $2,021 extra every year for auto insurance in Northgate. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Northgate, San Rafael, CA Savings / Yr. |
|---|---|
$646 |
|
$1,184 |
|
$936 |
|
$1,644 |
|
$844 |
|
$366 |
|
$0 |
Northgate Car Insurance vs. San Rafael
People living in Northgate pay an average of 0.64% more than the typical driver in the state. The average driver in Northgate can expect to pay about $946 per year, or $2,021 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Northgate for most people.
Car Insurance Prices by Northgate Neighborhood
Insurance Prices
Where is insurance cheapest within Northgate?
The map shows insurance prices in and around Northgate, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $92 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,071 to a low of $1,979. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Northgate.Pick the Best Car Insurance Company for You in Northgate
The best car insurance provider for most drivers in Northgate
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $646 over the average Northgate car insurance company.
The best car insurance provider for Northgate drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,184 over the competition.
The best car insurance company for Northgate drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $936 better than other car insurance companies.
The best auto insurance for Northgate drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,644 less each year.
The least expensive car insurance company for new and young drivers in Northgate
In Northgate, State Farm costs young drivers $844 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Northgate
Progressive gave the largest car insurance discounts to married couples, averaging $366 saved each year compared to an average Northgate couple's premiums.
The cheapest car insurance in Northgate for drivers with bad credit
The best Northgate car insurance company for customer service
Recent price drops
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The cheapest large national provider in Northgate
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Northgate driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Northgate, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Northgate
What Influences the Cost of Car Insurance in Northgate?
On average, car insurance in Northgate is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Northgate are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Northgate is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Northgate is $79 per month for minimum coverage and $168 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Terra Linda: Insurance costs 0.84% less
- Marinwood: Insurance costs 0.54% less
- Lincoln: Insurance costs 0.15% less
- Point Richmond: Insurance costs 8.66% more
- Atchison Woods: Insurance costs 18.70% more
- Iron Triangle: Insurance costs 18.95% more
- Belding Woods: Insurance costs 16.77% more
- Fairmede-Hilltop: Insurance costs 17.76% more
- Coronado: Insurance costs 19.00% more
- North and East: Insurance costs 13.31% more
Neighborhoods with Similar Populations
- Chinatown: Insurance costs 69.67% more
- Downtown St Petersburg: Insurance costs 41.46% more
- Downtown: Insurance costs 4.11% more
- Colonial Gardens: Insurance costs 8.41% less
- Chinatown: Insurance costs 18.80% less
- Cherry Hill: Insurance costs 19.40% more
- Central Carrollton: Insurance costs 4.30% less
- Central Berkeley: Insurance costs 6.28% more
- Burnham Park: Insurance costs 33.20% less
- Bemiss: Insurance costs 29.39% less