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Get Cheap Car Insurance in Terra Linda, San Rafael, CA
We monitor insurance prices, helping the average driver in Terra Linda save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Terra Linda
The chart below shows the cheapest car insurance company in Terra Linda for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Terra Linda Insurer | Monthly Cost |
|---|---|
| Metromile | $50 |
| Geico | $57 |
| Progressive | $61 |
| Travelers | $63 |
Savings for Every Kind of Terra Linda Driver
Based on our extensive insurance data, we know the average Terra Linda driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $641 per year by choosing the right vehicle insurance company. Some Terra Linda residents are paying out over $2,004 extra every year for auto insurance in Terra Linda. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Terra Linda, San Rafael, CA Savings / Yr. |
|---|---|
$641 |
|
$1,173 |
|
$928 |
|
$1,630 |
|
$837 |
|
$363 |
|
$0 |
Terra Linda Car Insurance vs. San Rafael
People living in Terra Linda pay an average of 0.22% less than the typical driver in the state. The average driver in Terra Linda can expect to pay about $938 per year, or $2,004 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Terra Linda for most people.
Car Insurance Prices by Terra Linda Neighborhood
Insurance Prices
Where is insurance cheapest within Terra Linda?
The map shows insurance prices in and around Terra Linda, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $165 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,060 to a low of $1,895. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of Terra Linda.Pick the Best Car Insurance Company for You in Terra Linda
The best car insurance provider for most drivers in Terra Linda
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $641 over the average Terra Linda car insurance company.
The best car insurance provider for Terra Linda drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,173 over the competition.
The best car insurance company for Terra Linda drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $928 better than other car insurance companies.
The best auto insurance for Terra Linda drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,630 less each year.
The least expensive car insurance company for new and young drivers in Terra Linda
In Terra Linda, State Farm costs young drivers $837 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Terra Linda
Progressive gave the largest car insurance discounts to married couples, averaging $363 saved each year compared to an average Terra Linda couple's premiums.
The cheapest car insurance in Terra Linda for drivers with bad credit
The best Terra Linda car insurance company for customer service
Nationwide was the best company for customer service in Terra Linda according to the NAIC.
Recent price drops
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The cheapest large national provider in Terra Linda
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Terra Linda driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Terra Linda, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Terra Linda
What Influences the Cost of Car Insurance in Terra Linda?
On average, car insurance in Terra Linda is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Terra Linda are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Terra Linda is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Terra Linda is $78 per month for minimum coverage and $167 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Northgate: Insurance costs 0.85% more
- Marinwood: Insurance costs 0.30% more
- Lincoln: Insurance costs 0.70% more
- Point Richmond: Insurance costs 9.58% more
- Atchison Woods: Insurance costs 19.71% more
- Iron Triangle: Insurance costs 19.96% more
- Belding Woods: Insurance costs 17.76% more
- Coronado: Insurance costs 20.01% more
- Fairmede-Hilltop: Insurance costs 18.76% more
- North and East: Insurance costs 14.27% more
Neighborhoods with Similar Populations
- Parkdale Viking Hills: Insurance costs 16.87% less
- Tosa East Towne: Insurance costs 40.47% less
- Torringford: Insurance costs 3.14% less
- Tobin Hill: Insurance costs 6.79% less
- The Hill Section: Insurance costs 25.30% less
- Taylor Run: Insurance costs 34.23% less
- Tarrytown: Insurance costs 15.57% less
- Sunshine: Insurance costs 43.96% more
- Stone Meadows: Insurance costs 7.58% more
- St. Johns: Insurance costs 7.98% less