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Get Cheap Car Insurance in Echo Highlands, Birmingham, AL
We monitor insurance prices, helping the average driver in Echo Highlands save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Echo Highlands
The chart below shows the cheapest car insurance company in Echo Highlands for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Echo Highlands Insurer | Monthly Cost |
|---|---|
| Travelers | $85 |
| Gainsco | $89 |
| State Farm | $92 |
| Safe Auto | $94 |
Savings for Every Kind of Echo Highlands Driver
Based on our extensive insurance data, we know the average Echo Highlands driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $473 per year by choosing the right vehicle insurance company. Some Echo Highlands residents are paying out over $1,909 extra every year for auto insurance in Echo Highlands. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Echo Highlands, Birmingham, AL Savings / Yr. |
|---|---|
$473 |
|
$643 |
|
$603 |
|
$684 |
|
$1,484 |
|
$82 |
|
$404 |
Echo Highlands Car Insurance vs. Birmingham
People living in Echo Highlands pay an average of 19.09% more than the typical driver in the state. The average driver in Echo Highlands can expect to pay about $1,260 per year, or $1,909 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Echo Highlands for most people.
Car Insurance Prices by Echo Highlands Neighborhood
Insurance Prices
Where is insurance cheapest within Echo Highlands?
The map shows insurance prices in and around Echo Highlands, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $418 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,980 to a low of $1,562. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Echo Highlands.Pick the Best Car Insurance Company for You in Echo Highlands
The best car insurance provider for most drivers in Echo Highlands
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $473 over the average Echo Highlands car insurance company.
The best car insurance provider for Echo Highlands drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $643 over the competition.
The best car insurance company for Echo Highlands drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $603 better than other car insurance companies.
The best auto insurance for Echo Highlands drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $684 less each year.
The least expensive car insurance company for new and young drivers in Echo Highlands
In Echo Highlands, Travelers costs young drivers $1,484 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Echo Highlands
State Farm gave the largest car insurance discounts to married couples, averaging $82 saved each year compared to an average Echo Highlands couple's premiums.
The cheapest car insurance in Echo Highlands for drivers with bad credit
The best Echo Highlands car insurance company for customer service
Nationwide was the best company for customer service in Echo Highlands according to the NAIC.
Recent price drops
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The cheapest large national provider in Echo Highlands
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Echo Highlands driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Echo Highlands, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Echo Highlands
What Influences the Cost of Car Insurance in Echo Highlands?
On average, car insurance in Echo Highlands is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Echo Highlands is 32 minutes, which is far more than average for a driver in the city.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Echo Highlands are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Echo Highlands is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Echo Highlands is $105 per month for minimum coverage and $159 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Roebuck: Insurance costs 2.25% more
- Spring Lake: Insurance costs 3.72% less
- Apple Valley: Insurance costs 3.67% less
- Huffman: Insurance costs 4.45% less
- South East Lake: Insurance costs 7.60% less
- Crestline: Insurance costs 15.61% less
- Forest Park: Insurance costs 16.08% less
- Norwood: Insurance costs 10.74% less
- Highland Park: Insurance costs 18.23% less
- Southside: Insurance costs 16.55% less
Neighborhoods with Similar Populations
- Villa Cresta: Insurance costs 5.08% more
- Broadacres Homes: Insurance costs 1.05% more
- Canyon Creek-39th SE: Insurance costs 13.67% less
- Centennial: Insurance costs 37.30% less
- Center Square: Insurance costs 26.24% more
- Clarksville: Insurance costs 7.54% less
- Cleveland Heights: Insurance costs 28.39% more
- Cloutier Court: Insurance costs 2.15% less
- Collingwood: Insurance costs 33.84% less
- Colonial Hills: Insurance costs 28.71% less