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Get Cheap Car Insurance in Cleveland Heights, Lakeland, FL
We monitor insurance prices, helping the average driver in Cleveland Heights save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Cleveland Heights
The chart below shows the cheapest car insurance company in Cleveland Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Cleveland Heights Insurer | Monthly Cost |
|---|---|
| Geico | $117 |
| State Farm | $124 |
| Gainsco | $162 |
| Bristol West | $162 |
Savings for Every Kind of Cleveland Heights Driver
Based on our extensive insurance data, we know the average Cleveland Heights driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $717 per year by choosing the right vehicle insurance company. Some Cleveland Heights residents are paying out over $2,451 extra every year for auto insurance in Cleveland Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cleveland Heights, Lakeland, FL Savings / Yr. |
|---|---|
$717 |
|
$1,053 |
|
$810 |
|
$801 |
|
$2,546 |
|
$696 |
|
$1,014 |
Cleveland Heights Car Insurance vs. Lakeland
People living in Cleveland Heights pay an average of 7.25% less than the typical driver in the state. The average driver in Cleveland Heights can expect to pay about $2,237 per year, or $2,451 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Cleveland Heights for most people.
Car Insurance Prices by Cleveland Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Cleveland Heights?
The map shows insurance prices in and around Cleveland Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $178 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,511 to a low of $2,333. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southeast parts of Cleveland Heights.Pick the Best Car Insurance Company for You in Cleveland Heights
The best car insurance provider for most drivers in Cleveland Heights
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $717 over the average Cleveland Heights car insurance company.
The best car insurance provider for Cleveland Heights drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,053 over the competition.
The best car insurance company for Cleveland Heights drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $810 better than other car insurance companies.
The best auto insurance for Cleveland Heights drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $801 less each year.
The least expensive car insurance company for new and young drivers in Cleveland Heights
In Cleveland Heights, Geico costs young drivers $2,546 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cleveland Heights
Geico gave the largest car insurance discounts to married couples, averaging $696 saved each year compared to an average Cleveland Heights couple's premiums.
The cheapest car insurance in Cleveland Heights for drivers with bad credit
The best Cleveland Heights car insurance company for customer service
Allstate was the best company for customer service in Cleveland Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Cleveland Heights
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Cleveland Heights driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cleveland Heights, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Cleveland Heights
What Influences the Cost of Car Insurance in Cleveland Heights?
On average, car insurance in Cleveland Heights is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Cleveland Heights is 25 minutes, which is far less than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cleveland Heights are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Cleveland Heights is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cleveland Heights is $186 per month for minimum coverage and $204 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lake Hollingsworth: Insurance costs 2.04% more
- Imperial Lakes: Insurance costs 0.24% less
- Wahneta: Insurance costs 13.38% more
- Cory Lake Isles: Insurance costs 21.01% more
- New Tampa: Insurance costs 21.09% more
- Meadow Point: Insurance costs 15.22% more
- Hunters Green: Insurance costs 20.73% more
- Orient Park: Insurance costs 27.42% more
- Lake Marion Village: Insurance costs 6.08% more
- Tampa Palms: Insurance costs 20.52% more
Neighborhoods with Similar Populations
- Woodbrook: Insurance costs 33.01% less
- Apple Valley: Insurance costs 24.97% less
- Barclay Hills: Insurance costs 33.90% less
- Ellis Lake: Insurance costs 7.83% less
- Garden Home-Raleigh Hills: Insurance costs 32.23% less
- University-San Bernardino: Insurance costs 7.26% less
- Newell: Insurance costs 39.53% less
- Cedar Ridge: Insurance costs 32.56% less
- North Richland: Insurance costs 43.90% less
- Town of Blake: Insurance costs 0.90% less