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Get Cheap Car Insurance in North Richland, Richland, WA
We monitor insurance prices, helping the average driver in North Richland save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in North Richland
The chart below shows the cheapest car insurance company in North Richland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| North Richland Insurer | Monthly Cost |
|---|---|
| Metromile | $48 |
| State Farm | $53 |
| Progressive | $58 |
| Geico | $63 |
Savings for Every Kind of North Richland Driver
Based on our extensive insurance data, we know the average North Richland driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $403 per year by choosing the right vehicle insurance company. Some North Richland residents are paying out over $1,375 extra every year for auto insurance in North Richland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Richland, Richland, WA Savings / Yr. |
|---|---|
$403 |
|
$711 |
|
$512 |
|
$388 |
|
$1,472 |
|
$278 |
|
$477 |
North Richland Car Insurance vs. Richland
People living in North Richland pay an average of 2.05% less than the typical driver in the state. The average driver in North Richland can expect to pay about $827 per year, or $1,375 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in North Richland for most people.
Car Insurance Prices by North Richland Neighborhood
Insurance Prices
Where is insurance cheapest within North Richland?
The map shows insurance prices in and around North Richland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $107 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,420 to a low of $1,313. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of North Richland.Pick the Best Car Insurance Company for You in North Richland
The best car insurance provider for most drivers in North Richland
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $403 over the average North Richland car insurance company.
The best car insurance provider for North Richland drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $711 over the competition.
The best car insurance company for North Richland drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $512 better than other car insurance companies.
The best auto insurance for North Richland drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $388 less each year.
The least expensive car insurance company for new and young drivers in North Richland
In North Richland, State Farm costs young drivers $1,472 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Richland
State Farm gave the largest car insurance discounts to married couples, averaging $278 saved each year compared to an average North Richland couple's premiums.
The cheapest car insurance in North Richland for drivers with bad credit
The best North Richland car insurance company for customer service
Nationwide was the best company for customer service in North Richland according to the NAIC.
Recent price drops
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The cheapest large national provider in North Richland
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Richland driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Richland, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around North Richland
What Influences the Cost of Car Insurance in North Richland?
On average, car insurance in North Richland is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North Richland is 20 minutes, which is far less than average for a driver in the city.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Richland are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- North Richland has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Richland is $69 per month for minimum coverage and $115 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Gold Coast: Insurance costs 0.95% more
- Stevens Triangle: Insurance costs 2.62% less
- Lovisa Farms: Insurance costs 10.40% more
- Keene Valley: Insurance costs 2.25% more
- Meadow Springs: Insurance costs 1.38% less
- Creekstone: Insurance costs 0.51% less
- Sun Willows: Insurance costs 14.25% more
- Sylvester Park: Insurance costs 22.25% more
- Downtown: Insurance costs 0.95% more
- Highlands: Insurance costs 3.13% more
Neighborhoods with Similar Populations
- Upper East Side: Insurance costs 13.75% less
- Broadacres Homes: Insurance costs 40.29% more
- Browncroft: Insurance costs 60.80% more
- Canyon Park: Insurance costs 16.65% more
- Central Brambleton: Insurance costs 1.16% more
- Claremont Cottages: Insurance costs 37.96% more
- Cloverleaf: Insurance costs 66.04% more
- Colonial Village: Insurance costs 58.18% more
- Cooper Park: Insurance costs 14.33% less
- Crossroads-Riverbank: Insurance costs 50.40% more