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Get Cheap Car Insurance in Colonial Village, Teaneck, NJ
We monitor insurance prices, helping the average driver in Colonial Village save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Colonial Village
The chart below shows the cheapest car insurance company in Colonial Village for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Colonial Village Insurer | Monthly Cost |
|---|---|
| State Farm | $72 |
| Geico | $75 |
| Plymouth Rock Assurance | $92 |
| NJM | $109 |
Savings for Every Kind of Colonial Village Driver
Based on our extensive insurance data, we know the average Colonial Village driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $570 per year by choosing the right vehicle insurance company. Some Colonial Village residents are paying out over $2,175 extra every year for auto insurance in Colonial Village. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Colonial Village, Teaneck, NJ Savings / Yr. |
|---|---|
$570 |
|
$1,057 |
|
$812 |
|
$701 |
|
$2,813 |
|
$548 |
|
$853 |
Colonial Village Car Insurance vs. Teaneck
People living in Colonial Village pay an average of 19.74% more than the typical driver in the state. The average driver in Colonial Village can expect to pay about $1,297 per year, or $2,175 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Colonial Village for most people.
Car Insurance Prices by Colonial Village Neighborhood
Insurance Prices
Where is insurance cheapest within Colonial Village?
The map shows insurance prices in and around Colonial Village, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $259 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,319 to a low of $2,060. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the West parts of Colonial Village.Pick the Best Car Insurance Company for You in Colonial Village
The best car insurance provider for most drivers in Colonial Village
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $570 over the average Colonial Village car insurance company.
The best car insurance provider for Colonial Village drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,057 over the competition.
The best car insurance company for Colonial Village drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $812 better than other car insurance companies.
The best auto insurance for Colonial Village drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $701 less each year.
The least expensive car insurance company for new and young drivers in Colonial Village
In Colonial Village, Geico costs young drivers $2,813 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Colonial Village
Geico gave the largest car insurance discounts to married couples, averaging $548 saved each year compared to an average Colonial Village couple's premiums.
The cheapest car insurance in Colonial Village for drivers with bad credit
The best Colonial Village car insurance company for customer service
Nationwide was the best company for customer service in Colonial Village according to the NAIC.
Recent price drops
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The cheapest large national provider in Colonial Village
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Colonial Village driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Colonial Village, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Colonial Village
What Influences the Cost of Car Insurance in Colonial Village?
On average, car insurance in Colonial Village is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Colonial Village is 50 minutes, which is far more than average for a driver in the city.
- New Jersey state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Colonial Village are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Colonial Village is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Colonial Village is $108 per month for minimum coverage and $181 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Queen Anne Park: Insurance costs 2.21% less
- West Englewood: Insurance costs 7.13% more
- Surrey Lane: Insurance costs 7.45% less
- Linwood: Insurance costs 8.87% more
- Pleasant Acres: Insurance costs 6.76% less
- Coytesville: Insurance costs 8.37% more
- Koreatown: Insurance costs 9.33% more
- Washington Heights: Insurance costs 62.34% more
- Inwood: Insurance costs 60.69% more
- Spuyten Duyvil: Insurance costs 42.71% more
Neighborhoods with Similar Populations
- Downtown Rockford: Insurance costs 20.51% less
- Murphy Creek: Insurance costs 5.93% less
- Garden District: Insurance costs 48.14% less
- Washington: Insurance costs 33.84% less
- Fairway Estates: Insurance costs 17.79% less
- Granville Historic District: Insurance costs 49.61% less
- Niles Junction: Insurance costs 5.98% less
- Nasons Corner: Insurance costs 54.80% less
- Cannon Heights: Insurance costs 13.61% less
- Winnona Park: Insurance costs 8.32% less