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Get Cheap Car Insurance in South End, Albany, NY
We monitor insurance prices, helping the average driver in South End save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in South End
The chart below shows the cheapest car insurance company in South End for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| South End Insurer | Monthly Cost |
|---|---|
| Kemper | $114 |
| Plymouth Rock Assurance | $152 |
| Safeco Insurance | $164 |
| Geico | $171 |
Savings for Every Kind of South End Driver
Based on our extensive insurance data, we know the average South End driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $926 per year by choosing the right vehicle insurance company. Some South End residents are paying out over $3,106 extra every year for auto insurance in South End. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South End, Albany, NY Savings / Yr. |
|---|---|
$926 |
|
$590 |
|
$1,179 |
|
$1,194 |
|
$2,924 |
|
$978 |
|
$1,559 |
South End Car Insurance vs. Albany
People living in South End pay an average of 28.06% more than the typical driver in the state. The average driver in South End can expect to pay about $2,253 per year, or $3,106 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in South End for most people.
Car Insurance Prices by South End Neighborhood
Insurance Prices
Where is insurance cheapest within South End?
The map shows insurance prices in and around South End, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $827 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,206 to a low of $2,379. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of South End.Pick the Best Car Insurance Company for You in South End
The best car insurance provider for most drivers in South End
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $926 over the average South End car insurance company.
The best car insurance provider for South End drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $590 over the competition.
The best car insurance company for South End drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,179 better than other car insurance companies.
The best auto insurance for South End drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,194 less each year.
The least expensive car insurance company for new and young drivers in South End
In South End, Progressive costs young drivers $2,924 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South End
Progressive gave the largest car insurance discounts to married couples, averaging $978 saved each year compared to an average South End couple's premiums.
The cheapest car insurance in South End for drivers with bad credit
The best South End car insurance company for customer service
Recent price drops
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The cheapest large national provider in South End
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South End driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South End, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around South End
What Influences the Cost of Car Insurance in South End?
On average, car insurance in South End is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 16 to 17 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South End are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- South End is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South End is $188 per month for minimum coverage and $259 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Center Square: Insurance costs 22.41% less
- Delaware Avenue: Insurance costs 13.01% less
- Central Ave: Insurance costs 11.33% less
- Sheridan Hollow: Insurance costs 7.34% less
- Arbor Hill: Insurance costs 1.71% less
- West Hill: Insurance costs 4.64% less
- Pine Hills: Insurance costs 21.15% less
- Helderberg: Insurance costs 25.37% less
- New Scotland-Woodlawn: Insurance costs 22.18% less
- West End: Insurance costs 10.43% less
Neighborhoods with Similar Populations
- Lake Hollingsworth: Insurance costs 19.48% less
- Berkley Estates: Insurance costs 39.67% less
- Bryan Downtown Historic District: Insurance costs 65.16% less
- Downtown Burlingame: Insurance costs 26.72% less
- Downtown Lynn Haven: Insurance costs 21.25% less
- Downtown Trenton: Insurance costs 29.30% less
- Ericsson: Insurance costs 43.34% less
- Galeville: Insurance costs 29.14% less
- Putnam Heights: Insurance costs 64.62% less
- Wyndham Lakes Estates: Insurance costs 7.15% less