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Get Cheap Car Insurance in Central Oak Park, St. Petersburg, FL
We monitor insurance prices, helping the average driver in Central Oak Park save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Central Oak Park
The chart below shows the cheapest car insurance company in Central Oak Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Central Oak Park Insurer | Monthly Cost |
|---|---|
| Geico | $140 |
| State Farm | $149 |
| Gainsco | $194 |
| Bristol West | $194 |
Savings for Every Kind of Central Oak Park Driver
Based on our extensive insurance data, we know the average Central Oak Park driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $859 per year by choosing the right vehicle insurance company. Some Central Oak Park residents are paying out over $2,936 extra every year for auto insurance in Central Oak Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Central Oak Park, St. Petersburg, FL Savings / Yr. |
|---|---|
$859 |
|
$1,261 |
|
$970 |
|
$960 |
|
$3,051 |
|
$834 |
|
$1,215 |
Central Oak Park Car Insurance vs. St. Petersburg
People living in Central Oak Park pay an average of 11.14% more than the typical driver in the state. The average driver in Central Oak Park can expect to pay about $2,681 per year, or $2,936 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Central Oak Park for most people.
Car Insurance Prices by Central Oak Park Neighborhood
Insurance Prices
Where is insurance cheapest within Central Oak Park?
The map shows insurance prices in and around Central Oak Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $648 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,264 to a low of $2,616. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Central Oak Park.Pick the Best Car Insurance Company for You in Central Oak Park
The best car insurance provider for most drivers in Central Oak Park
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $859 over the average Central Oak Park car insurance company.
The best car insurance provider for Central Oak Park drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,261 over the competition.
The best car insurance company for Central Oak Park drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $970 better than other car insurance companies.
The best auto insurance for Central Oak Park drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $960 less each year.
The least expensive car insurance company for new and young drivers in Central Oak Park
In Central Oak Park, Geico costs young drivers $3,051 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Central Oak Park
Geico gave the largest car insurance discounts to married couples, averaging $834 saved each year compared to an average Central Oak Park couple's premiums.
The cheapest car insurance in Central Oak Park for drivers with bad credit
The best Central Oak Park car insurance company for customer service
Allstate was the best company for customer service in Central Oak Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Central Oak Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Central Oak Park driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Central Oak Park, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Central Oak Park
What Influences the Cost of Car Insurance in Central Oak Park?
On average, car insurance in Central Oak Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Central Oak Park is 30 minutes, which is about the national average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Central Oak Park are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Central Oak Park is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Central Oak Park is $223 per month for minimum coverage and $245 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Westminster Heights: Insurance costs 4.22% more
- Disston Heights: Insurance costs 4.50% less
- Childs Park: Insurance costs 9.23% more
- Pasadena Bear Creek Estates: Insurance costs 5.28% less
- Holiday Park: Insurance costs 5.69% less
- Highland Oaks: Insurance costs 7.08% more
- Melrose Mercy: Insurance costs 9.43% more
- Methodist Town: Insurance costs 2.08% more
- Oakwood Gardens: Insurance costs 3.54% less
- Harris Park: Insurance costs 6.13% less
Neighborhoods with Similar Populations
- North Valley: Insurance costs 8.04% less
- Salt Meadow Bay: Insurance costs 58.92% less
- Russell: Insurance costs 6.03% less
- Downtown Oakdale: Insurance costs 28.24% less
- East End: Insurance costs 63.18% less
- Park Stockdale: Insurance costs 30.48% less
- Olde Whitehall: Insurance costs 55.04% less
- Grandmont-Rosedale: Insurance costs 38.01% more
- Old River Terrace: Insurance costs 36.96% less
- Oak Hill: Insurance costs 43.32% less