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Get Cheap Car Insurance in Downtown Oakdale, Oakdale, CA
We monitor insurance prices, helping the average driver in Downtown Oakdale save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Downtown Oakdale
The chart below shows the cheapest car insurance company in Downtown Oakdale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Downtown Oakdale Insurer | Monthly Cost |
|---|---|
| Metromile | $53 |
| Geico | $60 |
| Progressive | $64 |
| Travelers | $66 |
Savings for Every Kind of Downtown Oakdale Driver
Based on our extensive insurance data, we know the average Downtown Oakdale driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $674 per year by choosing the right vehicle insurance company. Some Downtown Oakdale residents are paying out over $2,107 extra every year for auto insurance in Downtown Oakdale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Downtown Oakdale, Oakdale, CA Savings / Yr. |
|---|---|
$674 |
|
$1,234 |
|
$976 |
|
$1,715 |
|
$881 |
|
$382 |
|
$0 |
Downtown Oakdale Car Insurance vs. Oakdale
People living in Downtown Oakdale pay an average of 4.95% more than the typical driver in the state. The average driver in Downtown Oakdale can expect to pay about $987 per year, or $2,107 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Downtown Oakdale for most people.
Car Insurance Prices by Downtown Oakdale Neighborhood
Insurance Prices
Where is insurance cheapest within Downtown Oakdale?
The map shows insurance prices in and around Downtown Oakdale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $249 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,193 to a low of $1,944. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Downtown Oakdale.Pick the Best Car Insurance Company for You in Downtown Oakdale
The best car insurance provider for most drivers in Downtown Oakdale
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $674 over the average Downtown Oakdale car insurance company.
The best car insurance provider for Downtown Oakdale drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,234 over the competition.
The best car insurance company for Downtown Oakdale drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $976 better than other car insurance companies.
The best auto insurance for Downtown Oakdale drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,715 less each year.
The least expensive car insurance company for new and young drivers in Downtown Oakdale
In Downtown Oakdale, State Farm costs young drivers $881 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Downtown Oakdale
Progressive gave the largest car insurance discounts to married couples, averaging $382 saved each year compared to an average Downtown Oakdale couple's premiums.
The cheapest car insurance in Downtown Oakdale for drivers with bad credit
The best Downtown Oakdale car insurance company for customer service
Nationwide was the best company for customer service in Downtown Oakdale according to the NAIC.
Recent price drops
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The cheapest large national provider in Downtown Oakdale
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Downtown Oakdale driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Downtown Oakdale, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Downtown Oakdale
What Influences the Cost of Car Insurance in Downtown Oakdale?
On average, car insurance in Downtown Oakdale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Downtown Oakdale are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Downtown Oakdale is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Downtown Oakdale is $82 per month for minimum coverage and $176 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Crossroads-Riverbank: Insurance costs 1.85% less
- Downtown Waterford: Insurance costs 1.66% more
- Mayfield: Insurance costs 0.76% less
- Downtown Modesto: Insurance costs 2.23% more
- Bystrom: Insurance costs 4.94% more
- Shackelford: Insurance costs 1.00% more
- West Modesto: Insurance costs 4.75% more
- South Modesto Acres: Insurance costs 6.69% more
- Downtown Turlock: Insurance costs 0.71% less
- Park: Insurance costs 7.64% more
Neighborhoods with Similar Populations
- Agua Fria: Insurance costs 4.65% less
- Southeast Redmond: Insurance costs 20.27% less
- Downtown Normal: Insurance costs 30.28% less
- Delta: Insurance costs 20.79% less
- Crystal Springs: Insurance costs 25.39% more
- The Lakes-Country Club: Insurance costs 23.49% more
- Totem Lake: Insurance costs 21.50% less
- Comstock: Insurance costs 34.46% less
- Columbia Forest: Insurance costs 35.69% less
- Turtle Creek: Insurance costs 26.10% more