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Get Cheap Car Insurance in South Modesto Acres, Modesto, CA
We monitor insurance prices, helping the average driver in South Modesto Acres save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in South Modesto Acres
The chart below shows the cheapest car insurance company in South Modesto Acres for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| South Modesto Acres Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| Geico | $64 |
| Progressive | $68 |
| Travelers | $70 |
Savings for Every Kind of South Modesto Acres Driver
Based on our extensive insurance data, we know the average South Modesto Acres driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $719 per year by choosing the right vehicle insurance company. Some South Modesto Acres residents are paying out over $2,248 extra every year for auto insurance in South Modesto Acres. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Modesto Acres, Modesto, CA Savings / Yr. |
|---|---|
$719 |
|
$1,317 |
|
$1,041 |
|
$1,829 |
|
$939 |
|
$408 |
|
$0 |
South Modesto Acres Car Insurance vs. Modesto
People living in South Modesto Acres pay an average of 11.96% more than the typical driver in the state. The average driver in South Modesto Acres can expect to pay about $1,052 per year, or $2,248 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in South Modesto Acres for most people.
Car Insurance Prices by South Modesto Acres Neighborhood
Insurance Prices
Where is insurance cheapest within South Modesto Acres?
The map shows insurance prices in and around South Modesto Acres, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $370 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,399 to a low of $2,029. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of South Modesto Acres.Pick the Best Car Insurance Company for You in South Modesto Acres
The best car insurance provider for most drivers in South Modesto Acres
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $719 over the average South Modesto Acres car insurance company.
The best car insurance provider for South Modesto Acres drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,317 over the competition.
The best car insurance company for South Modesto Acres drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,041 better than other car insurance companies.
The best auto insurance for South Modesto Acres drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,829 less each year.
The least expensive car insurance company for new and young drivers in South Modesto Acres
In South Modesto Acres, State Farm costs young drivers $939 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Modesto Acres
Progressive gave the largest car insurance discounts to married couples, averaging $408 saved each year compared to an average South Modesto Acres couple's premiums.
The cheapest car insurance in South Modesto Acres for drivers with bad credit
The best South Modesto Acres car insurance company for customer service
Nationwide was the best company for customer service in South Modesto Acres according to the NAIC.
Recent price drops
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The cheapest large national provider in South Modesto Acres
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average South Modesto Acres driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Modesto Acres, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around South Modesto Acres
What Influences the Cost of Car Insurance in South Modesto Acres?
On average, car insurance in South Modesto Acres is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in South Modesto Acres is 47 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Modesto Acres are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- South Modesto Acres is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Modesto Acres is $88 per month for minimum coverage and $187 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Shackelford: Insurance costs 5.34% less
- Bystrom: Insurance costs 1.65% less
- West Modesto: Insurance costs 1.82% less
- Downtown Modesto: Insurance costs 4.18% less
- Mayfield: Insurance costs 6.98% less
- Crossroads-Riverbank: Insurance costs 8.01% less
- Downtown Turlock: Insurance costs 6.94% less
- Downtown Waterford: Insurance costs 4.72% less
- Downtown Oakdale: Insurance costs 6.27% less
- Downtown Newman: Insurance costs 11.03% less
Neighborhoods with Similar Populations
- North Dakota State University: Insurance costs 39.15% less
- Seminole Heights: Insurance costs 25.49% more
- Rum Village: Insurance costs 37.41% less
- Roosevelt Park: Insurance costs 59.61% more
- Reservoir: Insurance costs 21.84% less
- Platt Park: Insurance costs 8.05% less
- Paseo Ranchoero: Insurance costs 11.52% less
- On Top of The World: Insurance costs 23.75% more
- Oak Grove: Insurance costs 20.95% less
- Northern Hills: Insurance costs 22.82% less