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Get Cheap Car Insurance in Harris Park, St. Petersburg, FL
We monitor insurance prices, helping the average driver in Harris Park save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Harris Park
The chart below shows the cheapest car insurance company in Harris Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Harris Park Insurer | Monthly Cost |
|---|---|
| Geico | $132 |
| State Farm | $140 |
| Gainsco | $182 |
| Bristol West | $182 |
Savings for Every Kind of Harris Park Driver
Based on our extensive insurance data, we know the average Harris Park driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $806 per year by choosing the right vehicle insurance company. Some Harris Park residents are paying out over $2,756 extra every year for auto insurance in Harris Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Harris Park, St. Petersburg, FL Savings / Yr. |
|---|---|
$806 |
|
$1,184 |
|
$911 |
|
$901 |
|
$2,864 |
|
$782 |
|
$1,140 |
Harris Park Car Insurance vs. St. Petersburg
People living in Harris Park pay an average of 4.32% more than the typical driver in the state. The average driver in Harris Park can expect to pay about $2,516 per year, or $2,756 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Harris Park for most people.
Car Insurance Prices by Harris Park Neighborhood
Insurance Prices
Where is insurance cheapest within Harris Park?
The map shows insurance prices in and around Harris Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $342 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,980 to a low of $2,638. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Harris Park.Pick the Best Car Insurance Company for You in Harris Park
The best car insurance provider for most drivers in Harris Park
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $806 over the average Harris Park car insurance company.
The best car insurance provider for Harris Park drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,184 over the competition.
The best car insurance company for Harris Park drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $911 better than other car insurance companies.
The best auto insurance for Harris Park drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $901 less each year.
The least expensive car insurance company for new and young drivers in Harris Park
In Harris Park, Geico costs young drivers $2,864 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Harris Park
Geico gave the largest car insurance discounts to married couples, averaging $782 saved each year compared to an average Harris Park couple's premiums.
The cheapest car insurance in Harris Park for drivers with bad credit
The best Harris Park car insurance company for customer service
Recent price drops
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The cheapest large national provider in Harris Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Harris Park driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Harris Park, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Harris Park
What Influences the Cost of Car Insurance in Harris Park?
On average, car insurance in Harris Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Harris Park are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Harris Park is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Harris Park is $210 per month for minimum coverage and $230 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Oakwood Gardens: Insurance costs 2.76% more
- Euclid-St Paul: Insurance costs 0.58% less
- Bay Breeze Cove: Insurance costs 0.29% less
- West and East Lealman: Insurance costs 1.52% more
- Meadowlawn: Insurance costs 0.58% less
- Edgemoor: Insurance costs 2.72% more
- Fossil Park: Insurance costs 0.18% more
- Disston Heights: Insurance costs 1.74% more
- Northeast Park: Insurance costs 3.27% less
- Historic Uptown: Insurance costs 0.33% more
Neighborhoods with Similar Populations
- Downtown Juneau: Insurance costs 53.27% less
- Duval-Eagle Eyes Crime Watch: Insurance costs 1.12% more
- Baker: Insurance costs 40.64% less
- Mack South: Insurance costs 58.38% less
- Crescent Area Historic District: Insurance costs 14.59% less
- Rosebank: Insurance costs 45.61% less
- Provost: Insurance costs 47.75% less
- Homestead Park: Insurance costs 42.24% less
- Western Hills: Insurance costs 27.98% less
- Forest Park: Insurance costs 16.65% more