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Get Cheap Car Insurance in Melrose Mercy, St. Petersburg, FL
We monitor insurance prices, helping the average driver in Melrose Mercy save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Melrose Mercy
The chart below shows the cheapest car insurance company in Melrose Mercy for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Melrose Mercy Insurer | Monthly Cost |
|---|---|
| Geico | $153 |
| State Farm | $163 |
| Gainsco | $212 |
| Bristol West | $212 |
Savings for Every Kind of Melrose Mercy Driver
Based on our extensive insurance data, we know the average Melrose Mercy driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $940 per year by choosing the right vehicle insurance company. Some Melrose Mercy residents are paying out over $3,213 extra every year for auto insurance in Melrose Mercy. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Melrose Mercy, St. Petersburg, FL Savings / Yr. |
|---|---|
$940 |
|
$1,380 |
|
$1,062 |
|
$1,051 |
|
$3,338 |
|
$912 |
|
$1,329 |
Melrose Mercy Car Insurance vs. St. Petersburg
People living in Melrose Mercy pay an average of 21.60% more than the typical driver in the state. The average driver in Melrose Mercy can expect to pay about $2,933 per year, or $3,213 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Melrose Mercy for most people.
Car Insurance Prices by Melrose Mercy Neighborhood
Insurance Prices
Where is insurance cheapest within Melrose Mercy?
The map shows insurance prices in and around Melrose Mercy, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $496 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,499 to a low of $3,003. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of Melrose Mercy.Pick the Best Car Insurance Company for You in Melrose Mercy
The best car insurance provider for most drivers in Melrose Mercy
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $940 over the average Melrose Mercy car insurance company.
The best car insurance provider for Melrose Mercy drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,380 over the competition.
The best car insurance company for Melrose Mercy drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,062 better than other car insurance companies.
The best auto insurance for Melrose Mercy drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,051 less each year.
The least expensive car insurance company for new and young drivers in Melrose Mercy
In Melrose Mercy, Geico costs young drivers $3,338 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Melrose Mercy
Geico gave the largest car insurance discounts to married couples, averaging $912 saved each year compared to an average Melrose Mercy couple's premiums.
The cheapest car insurance in Melrose Mercy for drivers with bad credit
The best Melrose Mercy car insurance company for customer service
Allstate was the best company for customer service in Melrose Mercy according to the NAIC.
Recent price drops
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The cheapest large national provider in Melrose Mercy
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Melrose Mercy driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Melrose Mercy, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Melrose Mercy
What Influences the Cost of Car Insurance in Melrose Mercy?
On average, car insurance in Melrose Mercy is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Melrose Mercy are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Melrose Mercy has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Melrose Mercy is $244 per month for minimum coverage and $268 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Highland Oaks: Insurance costs 2.15% less
- Methodist Town: Insurance costs 6.72% less
- Downtown St Petersburg: Insurance costs 11.02% less
- Childs Park: Insurance costs 0.19% less
- Historic Uptown: Insurance costs 13.94% less
- Westminster Heights: Insurance costs 4.76% less
- Coquina Key: Insurance costs 7.81% less
- Central Oak Park: Insurance costs 8.62% less
- Historic Old Northeast: Insurance costs 14.69% less
- Oakwood Gardens: Insurance costs 11.86% less
Neighborhoods with Similar Populations
- Rio Lindo: Insurance costs 34.27% less
- Pennington-Prospect: Insurance costs 32.09% less
- Penns Beach: Insurance costs 44.01% less
- Pill Hill: Insurance costs 35.26% less
- Pinewood-West Palm Beach: Insurance costs 1.28% more
- Princess Jeanne: Insurance costs 47.96% less
- Randall Hills: Insurance costs 51.32% less
- Reagan: Insurance costs 44.13% less
- Redwood Village: Insurance costs 35.89% less
- Residence Park: Insurance costs 55.59% less