Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Cumberland, Greensboro, NC
We monitor insurance prices, helping the average driver in Cumberland save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Cumberland
The chart below shows the cheapest car insurance company in Cumberland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Cumberland Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $50 |
| Erie Insurance | $50 |
| Farm Bureau | $53 |
| Progressive | $56 |
Savings for Every Kind of Cumberland Driver
Based on our extensive insurance data, we know the average Cumberland driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $252 per year by choosing the right vehicle insurance company. Some Cumberland residents are paying out over $1,312 extra every year for auto insurance in Cumberland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cumberland, Greensboro, NC Savings / Yr. |
|---|---|
$252 |
|
$548 |
|
$399 |
|
$1,018 |
|
$756 |
|
$304 |
|
$457 |
Cumberland Car Insurance vs. Greensboro
People living in Cumberland pay an average of 4.94% more than the typical driver in the state. The average driver in Cumberland can expect to pay about $786 per year, or $1,312 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Cumberland for most people.
Car Insurance Prices by Cumberland Neighborhood
Insurance Prices
Where is insurance cheapest within Cumberland?
The map shows insurance prices in and around Cumberland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $92 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,317 to a low of $1,225. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Cumberland.Pick the Best Car Insurance Company for You in Cumberland
The best car insurance provider for most drivers in Cumberland
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $252 over the average Cumberland car insurance company.
The best car insurance provider for Cumberland drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $548 over the competition.
The best car insurance company for Cumberland drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $399 better than other car insurance companies.
The best auto insurance for Cumberland drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,018 less each year.
The least expensive car insurance company for new and young drivers in Cumberland
In Cumberland, State Farm costs young drivers $756 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cumberland
Erie Insurance gave the largest car insurance discounts to married couples, averaging $304 saved each year compared to an average Cumberland couple's premiums.
The cheapest car insurance in Cumberland for drivers with bad credit
The best Cumberland car insurance company for customer service
Nationwide was the best company for customer service in Cumberland according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Cumberland, which was better than other insurers.
The cheapest large national provider in Cumberland
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Cumberland driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cumberland, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Cumberland
What Influences the Cost of Car Insurance in Cumberland?
On average, car insurance in Cumberland is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cumberland are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Cumberland is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cumberland is $66 per month for minimum coverage and $109 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- College Hill: Insurance costs 5.79% less
- Smith Homes: Insurance costs 4.65% more
- Brice Street Area: Insurance costs 3.66% less
- O Henry Oaks: Insurance costs 1.83% more
- New Irving Park: Insurance costs 5.41% less
- Lindley Park: Insurance costs 6.71% less
- Rolling Roads: Insurance costs 4.95% more
- Starmount Forest: Insurance costs 4.50% less
- Hewitt Area: Insurance costs 3.35% less
- Adams Farm: Insurance costs 2.29% more
Neighborhoods with Similar Populations
- Center City: Insurance costs 109.83% more
- Spring Creek: Insurance costs 35.29% more
- Great Brook Valley: Insurance costs 47.71% more
- The Lanes: Insurance costs 23.93% more
- Steubing Ranch: Insurance costs 32.47% more
- Midtown: Insurance costs 40.55% more
- Minnehaha: Insurance costs 15.02% more
- Westbrae: Insurance costs 58.31% more
- Upper Laurel: Insurance costs 74.54% more
- Thornwood: Insurance costs 15.78% more