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Get Cheap Car Insurance in South Worcester, Worcester, MA
We monitor insurance prices, helping the average driver in South Worcester save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in South Worcester
The chart below shows the cheapest car insurance company in South Worcester for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| South Worcester Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $47 |
| Geico | $50 |
| Midvale Home & Auto | $59 |
| Travelers | $74 |
Savings for Every Kind of South Worcester Driver
Based on our extensive insurance data, we know the average South Worcester driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $638 per year by choosing the right vehicle insurance company. Some South Worcester residents are paying out over $1,867 extra every year for auto insurance in South Worcester. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Worcester, Worcester, MA Savings / Yr. |
|---|---|
$638 |
|
$950 |
|
$790 |
|
$1,048 |
|
$2,312 |
|
$0 |
|
$0 |
South Worcester Car Insurance vs. Worcester
People living in South Worcester pay an average of 20.21% more than the typical driver in the state. The average driver in South Worcester can expect to pay about $802 per year, or $1,867 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in South Worcester for most people.
Car Insurance Prices by South Worcester Neighborhood
Insurance Prices
Where is insurance cheapest within South Worcester?
The map shows insurance prices in and around South Worcester, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $403 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,992 to a low of $1,589. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the South parts of South Worcester.Pick the Best Car Insurance Company for You in South Worcester
The best car insurance provider for most drivers in South Worcester
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $638 over the average South Worcester car insurance company.
The best car insurance provider for South Worcester drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $950 over the competition.
The best car insurance company for South Worcester drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $790 better than other car insurance companies.
The best auto insurance for South Worcester drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,048 less each year.
The least expensive car insurance company for new and young drivers in South Worcester
In South Worcester, State Farm costs young drivers $2,312 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Worcester
The cheapest car insurance in South Worcester for drivers with bad credit
The best South Worcester car insurance company for customer service
Nationwide was the best company for customer service in South Worcester according to the NAIC.
Recent price drops
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The cheapest large national provider in South Worcester
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Worcester driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Worcester, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around South Worcester
What Influences the Cost of Car Insurance in South Worcester?
On average, car insurance in South Worcester is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- South Worcester has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Worcester is $67 per month for minimum coverage and $156 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- University Park: Insurance costs 2.84% more
- North Quinsigamond Village: Insurance costs 8.78% less
- Vernon Hill: Insurance costs 5.57% more
- Green Island: Insurance costs 1.45% more
- Main Middle: Insurance costs 2.20% more
- Columbus Park: Insurance costs 3.59% less
- Hadwen Park: Insurance costs 5.20% less
- Union Hill: Insurance costs 1.77% more
- Central Business District: Insurance costs 1.61% more
- Institute Park: Insurance costs 8.62% less
Neighborhoods with Similar Populations
- Baynard Village: Insurance costs 15.43% more
- Waltham Highlands: Insurance costs 10.61% less
- Washington Park: Insurance costs 19.76% less
- 9th and 9th: Insurance costs 20.67% less
- Victory: Insurance costs 1.29% more
- Whiteaker: Insurance costs 14.89% less
- Windsor Square: Insurance costs 6.64% more
- Berg-Lasher: Insurance costs 112.37% more
- Belevedere: Insurance costs 14.94% more
- Bear Creek: Insurance costs 6.32% more