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Get Cheap Car Insurance in El Rancho, Pico Rivera, CA
We monitor insurance prices, helping the average driver in El Rancho save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in El Rancho
The chart below shows the cheapest car insurance company in El Rancho for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| El Rancho Insurer | Monthly Cost |
|---|---|
| Metromile | $58 |
| Geico | $66 |
| Progressive | $70 |
| Travelers | $72 |
Savings for Every Kind of El Rancho Driver
Based on our extensive insurance data, we know the average El Rancho driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $739 per year by choosing the right vehicle insurance company. Some El Rancho residents are paying out over $2,312 extra every year for auto insurance in El Rancho. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
El Rancho, Pico Rivera, CA Savings / Yr. |
|---|---|
$739 |
|
$1,354 |
|
$1,071 |
|
$1,881 |
|
$966 |
|
$419 |
|
$0 |
El Rancho Car Insurance vs. Pico Rivera
People living in El Rancho pay an average of 15.13% more than the typical driver in the state. The average driver in El Rancho can expect to pay about $1,082 per year, or $2,312 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in El Rancho for most people.
Car Insurance Prices by El Rancho Neighborhood
Insurance Prices
Where is insurance cheapest within El Rancho?
The map shows insurance prices in and around El Rancho, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $412 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,488 to a low of $2,076. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of El Rancho.Pick the Best Car Insurance Company for You in El Rancho
The best car insurance provider for most drivers in El Rancho
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $739 over the average El Rancho car insurance company.
The best car insurance provider for El Rancho drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,354 over the competition.
The best car insurance company for El Rancho drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,071 better than other car insurance companies.
The best auto insurance for El Rancho drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,881 less each year.
The least expensive car insurance company for new and young drivers in El Rancho
In El Rancho, State Farm costs young drivers $966 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in El Rancho
Progressive gave the largest car insurance discounts to married couples, averaging $419 saved each year compared to an average El Rancho couple's premiums.
The cheapest car insurance in El Rancho for drivers with bad credit
The best El Rancho car insurance company for customer service
Recent price drops
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The cheapest large national provider in El Rancho
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average El Rancho driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In El Rancho, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around El Rancho
What Influences the Cost of Car Insurance in El Rancho?
On average, car insurance in El Rancho is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in El Rancho is 38 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in El Rancho are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- El Rancho is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in El Rancho is $90 per month for minimum coverage and $193 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Los Neitos: Insurance costs 1.69% less
- Little Lake City: Insurance costs 1.86% less
- South San Gabriel: Insurance costs 0.13% less
- Valle Lindo: Insurance costs 0.56% less
- Bandini: Insurance costs 0.91% more
- Garvey: Insurance costs 4.46% more
- Walker: Insurance costs 3.16% more
- Mountain View: Insurance costs 1.95% more
- Hollydale: Insurance costs 0.35% less
- Boyle Heights: Insurance costs 8.17% more
Neighborhoods with Similar Populations
- Long Island City: Insurance costs 38.45% more
- Southeast Colorado Springs: Insurance costs 16.52% less
- Southeast Arlington: Insurance costs 15.87% less
- Southeast: Insurance costs 2.42% less
- North Arlington: Insurance costs 18.60% less
- Mission: Insurance costs 1.21% more
- Mission Bay: Insurance costs 12.85% less
- Midtown: Insurance costs 33.13% more
- Mid City West: Insurance costs 7.18% more
- Lower Valley: Insurance costs 17.00% less